+1 on engaging a competent Elder Care attorney in the state you plan to relocate your MIL to (https://www.naela.org/). A family attorney can make mistakes - you need a specialist. In my mother's case (TX), an Elder Care attorney helped us in several ways - a spend down plan to qualify for Medicaid, prepaying for her funeral out of her funds, retaining her auto and home, setting up a 'gifting' program that allowed her to set aside money for personal needs (clothing, hair care, toiletries, personal items, etc) within the Medicaid universe.checking with an attorney or elder-care resource (e.g. state office) with information about Medicaid and other relevant details in your state, or any state you/your MIL are considering as an alternative to MD -- the details of what's allowed definitely vary state-by-state so this could be relevant to choosing a location if as your post suggests you have a choice between DE and PA.
A friend used their family attorney to get her aunt on Medicaid, and he missed all these allowable actions.
Again, Medicaid is a state-administered program so you will need an elder care attorney qualified in the proper state.
Statistics: Posted by TexasPE — Sun Jun 02, 2024 8:18 pm — Replies 14 — Views 1241