Welcome to the forum.
Also, does anyone have any suggestions on the best way to diversify based on account types including a brokerage account? Maybe recommend a good book.
I don't know what to say about the adviser, or his remarks or attitude. Why don't we set that aside and focus on your goals and your portfolio...
With regard to your portfolio and diversification by account type, consider the wiki page on tax efficient fund placement.
https://www.bogleheads.org/wiki/Tax-eff ... _placement
The general guidance would be to hold your bond allocation in a tax-deferred account such as a 401k or a traditional IRA.
Have you considered other asset classes like international stocks or international bonds? Adding other asset classes that are not perfectly correlated to US stocks may help make your portfolio more resilient during a variety of possible future economic environments.
At some point, protecting some of what you've saved may become more important that growing your portfolio.
Regards,
Statistics: Posted by retired@50 — Fri Aug 02, 2024 10:28 am — Replies 1 — Views 48
