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Personal Finance (Not Investing) • Parent Gifts to Wife and I - Taxes Questions

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Do they plan to gift cash or stocks? If the stocks are LTCG, that will be taxed to the individual/couple that sell them, in the year they are sold. As above the gift itself has no tax consequences. Even if they were to gift you $10M, there would not be any tax consequences, just a form to file to count that against their estate exclusion.
This would not be in stocks and would be a check written to my wife and I in cash
If they gift you cash, then they wouldn’t owe any additional current taxes unless they sold stock shares to get the cash.

The requirements regarding the IRS don’t change for cash vs. stock shares.

Statistics: Posted by delamer — Fri Aug 16, 2024 1:13 pm — Replies 7 — Views 316



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