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Personal Investments • Years of non-deductable Trad IRA Contributions

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Well what's interesting is (a) filing a form 8606 one year, due to making non-deductible contributions for that year. Then, (b) not filling a form 8606 for several subsequent years, since there were no non-deductible contributions in those years.

Given this sequence, the basis isn't "tracked" via form 8606. I suppose it needs to be calculated somehow. I don't really understand whether form 8606 is perpetually required, whenever there is an extant basis. But would it be useful, yes it would.
I use TurboTax, and you have to find the option to print the actual forms. The basis shows up there for me even though it’s been a decade since we last made a contribution.

Statistics: Posted by Silverado — Wed Aug 21, 2024 2:20 pm — Replies 23 — Views 1408



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