ideally I only want one fund but in this one instance investing in both could work. no need to rebalance or do any math. just split the difference. if I'm dropping in 500, do 250 in each and done. no further math needed. I do wish it was more clear though what relevant differences there is. for example if I was comparing two target date funds, I would know that one would be more conservative or become so sooner being further on the glide path. or that one was index and the oher was actively managed. with these two its like one is a double quarter pounder with cheese, and the other is a cheese burger with two 4 oz patties. I think the puritan is managed by one guy though which for me makes it higher risk (management risk) vs a team of the balanced fund. that and the balanced fund is more diversified with mid and small caps. (if what I read is correct and I took the right points from what I read) so for now I'm in the balanced fund, looking over at the other wondering what if. LOL also watching this AOR fund mentioned too now in case I decide to go for it.
Statistics: Posted by okiedokie — Mon Sep 02, 2024 4:09 pm — Replies 11 — Views 901