I didn't try to add everything up, but I suggest that you determine what you want for your total AA in all accounts, including the % of US stocks, and then figure out how to get there. That includes counting your spending cash as fixed income. Wellesley is about 2/3 bonds so it does belong best in the tIRA. Also municipals in taxable is usually kind of a last resort - maybe by re-jiggering a bit, you could avoid the need for that. Be sure to post your final results as I'm sure the forum will be interested.Desired AA is 45% Total Bond Index, 40% Wellesley Income, 15% Total Stock Index for the IRAs.
Statistics: Posted by mhadden1 — Tue Sep 10, 2024 5:49 pm — Replies 13 — Views 560