You have to consider this in two steps. First, during the drawdown fund will sell bonds and buy equities. Second, you will sell part of the portfolio (both bonds & equities).I avoid lifestrategy funds because I would hate to have a lifestrategy fund in drawdown phase, because I would sell equity and bonds at the same time, and if equity crashes, then that's NOT what I want.
Implicitly the true question is…do you want to change your asset allocation to more aggressive during drawdowns. If not LS is perfectly ok.
Statistics: Posted by Maciej — Sat Nov 23, 2024 4:31 am — Replies 6 — Views 626