I just figured as young as she is it would be best to go heavy on stock and maybe 10-15 years from now start transitioning to a 3 fund portfolio. Maybe that should be the strategy sooner. Thanks for all the input.What would be the plan to eventually add fixed, if ever? 100% stock is the craze lately here because of a nice run-up and market highs. It is not at all mainstream BH philosophy which advises to never take too much or to little risk, and to make such a decision with a realistic risk assessment.I'm recommending that she put all of her new Roth IRA money in VTSAX. I'd love to hear thoughts from the forum about this.
Statistics: Posted by doctormike — Tue Mar 26, 2024 11:24 am — Replies 9 — Views 430