You you don't like the idea of your bonds fluctuating in value, substitute with cash.Thinking I should get more conservative near retirement, I changed my allocation to 85/15 stock/bond. The only thing my bond funds have done since the conversion is decrease in value. I thought the correlation between stocks and bonds was low, but my bond funds seem to be correlating nearly perfectly with small cap value. And unlike stocks, I have no desire to "buy low" on bonds as there is not nearly the upside.
Statistics: Posted by Call_Me_Op — Sun Dec 15, 2024 8:49 am — Replies 124 — Views 7502