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Investing - Theory, News & General • What Global Withdrawal Rates Teach Us About Ideal Retirement Porfolios

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Great post. I've wanted to do this analysis myself.

I'd love to see a sensitivity analysis on how things like if, for the y-axis, instead of picking the worst case, you pick the 2nd/3rd/4th/5th worst case.
I don't have a whole lot on this, but there is one study that I like to reference that shows just how many of the cases are similar. They showed the 'Safe", the 10th percentile, and then the number of failures at 4% and also at 5%. This is from Advisor Perspectives here linked below. There are format issues with the tables that you have to figure out on your own.
https://www.advisorperspectives.com/art ... awal-rates

Go to figure 1 at the end of this article. What you see here is just how often is 4% the number, and the answer is pretty often. Lows are long and peaks are short. "Domestic" here is USA.

I would post figure 1 here, but sadly imgur has gone the way of photobucket.

Statistics: Posted by firebirdparts — Tue Apr 02, 2024 1:11 pm — Replies 19 — Views 1513



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