Personal Investments • When to own bonds

I understand your stance. In that case, though, why I Bonds and not cash, HYSA, T bills and whatever else?

I certainly hold them too, both T bills and HYSA. I hold them in that particular order too. Being in NJ, I value the tax deferral first (I bonds), the T bills for state tax avoidance, and HYSA if I find any good deals. Recently I did the $325 bonus for $10k deposit at Wells Fargo (still in the bonus period) since the bonus comes to be 6.x% and even when NJ takes its cut, the after tax yield is better tgan T bills.

Statistics: Posted by lakpr — Sun Apr 07, 2024 2:20 pm — Replies 14 — Views 715

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