Just based on the comment above about stress, I'd use mutual funds.With ETFs, the exact time that I place the order makes a difference, where with mutual funds since you get end of day pricing, the time of day doesn't matter. Not a big deal, but seems to add a little stress for me.
Incidentally, the tax efficiency is the same if you're holding Vanguard mutual funds or Vanguard ETFs assuming they are share classes of the same fund. Vanguard patented this process years ago, so mutual fund investors can benefit from the tax efficiency of the ETF share class.
As for the ER differences and the potential returns of the fund(s) in question, see this thread by Bill Bernstein.
Link: viewtopic.php?p=6463433#p6463433
The short answer is that the difference in ER doesn't always translate to a gain for the ETF investor.
Regards,
Statistics: Posted by retired@50 — Mon Apr 08, 2024 2:10 pm — Replies 3 — Views 119