I'd do it all local and I'd just pay the price as possible. I consider good dental care to be important stuff.My family is seriously slammed with large dental issues.
Adult daughter needs extensive periodontal grafts on many teeth, original estimate was 18k, we got it down some by consolidating processes, and this will need to span years so insurances resets the annual 2k max. And we got her 2 dental policies.
My wife just has bad teeth and needs more and more implants and crowns, each seem to be about 4-8k the oral surgeon.
I need some work, just got a bridge for a few grand. I’ll be hit with these needs too soon.
The hits keep coming, and I’ve made a move to set aside 30k as a dental fund, and got a second policy for my daughter. I’m lucky I can do this but it seems extreme.
So my questions are:
- does anyone know of “real” dental insurance I can buy at decent rates; it seems like most policies max out quickly and limit their coverages, any good experiences on the private market?
- any one else getting pushback from dentist offices who say ‘it’s not likely MetLife will cover this or it will take a lot of my time with paperwork’…it’s almost like they don’t want to deal with the periodontal claims and wish we would pay cash?
- any good experiences with dental tourism? This might not help us though as we all need many visits with months between visits.
- any other ideas? I’m a new retiree and am now concerned 10k plus dental costs annually may not be unusual for us. Is our situation an outlier or common?
Thanks all.
Statistics: Posted by hudson — Sat May 04, 2024 8:43 pm — Replies 16 — Views 1947