Personal Consumer Issues • Safe way to email scans of documents
I need to email scans of documents (American citizenship, ID, etc) to the Archdiocese of Vienna to obtain a duplicate birth certificate for a close relative. There is a concern with cybersecurity....
View ArticleInvesting - Theory, News & General • Is Buffett’s portfolio really 90/10?
Buffett's portfolio is Berkshire Hathaway. He does not invest Berkshire's free cash flow in a specific allocation. It changes over time. If he follows anything, he seems to prefer to have no less than...
View ArticlePersonal Consumer Issues • DTV Antenna for Room with Blocked Views
Why not just stream it. DirecTV Stream.Because that costs money and OP seems to prefer free over the air?Statistics: Posted by dukeblue219 — Thu Oct 10, 2024 8:56 pm — Replies 5 — Views 193
View ArticlePersonal Investments • TD Bank hit with money laundering
What should I do other than move it back to my Vanguard account. Should I open another account in another bank? I have been a customer of a very large national bank that has gotten way more than its...
View ArticlePersonal Consumer Issues • Uppababy worth it ?
Depends on what you prioritize. We wanted ease for travel, so we went with the Doona, which I resold on marketplace for over $300, so I felt great about that. The Doona is definitely less than $1200....
View ArticlePersonal Investments • Retire with Less Than $1 million?
We retired in 2021 at 53 and 57 with much less than a million and a pension. We are very conscious of our spending but could not be happier with our decision to retire. We've had some unexpected...
View ArticlePersonal Finance (Not Investing) • Merchants and card surcharges - are they...
I’m expecting credit cards to be used less and less...It is “old folk” hanging on the old ways as the underlying exchange of payment is changing.At least 95% of the money I spend on buying stuff is...
View ArticlePersonal Consumer Issues • Advice Regarding Flight
Slum it in economy, book the earlier flight, and book your hotel checking in the night before. That extra night is much cheaper then a premium seat.If you want to do that make sure the hotel...
View ArticlePersonal Consumer Issues • Poland in November 2024
We have been traveling to Europe twice a year (May and November) for several years now and have been to almost all of the Western European countries, some several times. We have also visited Croatia,...
View ArticlePersonal Finance (Not Investing) • Help find flaws in retirement numbers
....or am I over thinking it?Maybe under thinking it. Your expenses will be different at different stages in life and in about 20 years or so you will be on Medicare and getting Social Security so the...
View ArticlePersonal Consumer Issues • Swapping Chase Sapphire Reserve for Preferred....
You don’t need to cancel the CSR. Just downgrade to a freedom unlimited. You keep your points. Then When you apply for the CSP you can transfer over your points to that card.++ Or a regular Freedom...
View ArticlePersonal Finance (Not Investing) • BofA Preferred Rewards/Premium Rewards or...
If you are getting started with credit cards, it's best to start with Chase due to 5/24Statistics: Posted by cowbman — Thu Oct 10, 2024 9:04 pm — Replies 3 — Views 128
View ArticlePersonal Investments • Bond Funds Question...Again
The FED does not control the long end of the bond curve. Only the short end. Intermediate and long-term rates actually increased after the FED lowered rates because, I would assume (but don't know),...
View ArticlePersonal Consumer Issues • What's the deal with Zojirushi hot water boilers?
We have 2 at work where, yes, they are perfect for on demand hot water. They’re 7+ years old and still work great. However, I wouldn’t buy one for at home as electric kettles are fast enough to heat...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
Starting your credit card journey should begin with Chase due to 5/24.Statistics: Posted by cowbman — Thu Oct 10, 2024 9:07 pm — Replies 183 — Views 20969
View ArticlePersonal Consumer Issues • septic tank issue - check it?
The general rule is to have your septic tank pumped out annually.Only if you have a severely undersized tank. Otherwise it’s a waste of money.+1. Especially for a second home. Every 3-5 years is...
View ArticlePersonal Investments • Getting into single family residential real estate,...
There are still opportunities out there, yeah. Real estate is hyper local, though, so it's really hard to speak in generalities.Leverage cuts both ways. Some people made out richly at 80%+ LTV. Others...
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Personal Investments • Retired: All Out on TSLA/NVDA/NVDL - 2 Fund Portfolio...
Just dropping in to say congrats. Glad to see NVDA turned around the last few weeks in your favor. As other have mentioned, the biggest obstacle now is to avoid going all in on the next hot stocks...
View ArticleInvesting - Theory, News & General • Downtown Josh Brown is my guest on...
I really enjoyed this podcast, thank you for doing it. I find these peeps (the whole group) fun to listen to because they are just regular people that worked hard and ended up where they are. I...
View ArticlePersonal Investments • Made decision to retire, now what??
My next question is how to invest for the gap between now and SS to reduce potential adverse SOR, and what’s the investment plan afterwards.My strategy to front with SOR is to keep 5 years of expenses...
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