Personal Finance (Not Investing) • DAF vs. QCD Anonymity
If the QCD were anonymous, how could the charity send you an IRS acknowledgement letter?Statistics: Posted by OhioGozaimas — Sun Nov 17, 2024 3:23 am — Replies 1 — Views 69
View ArticlePersonal Investments • Advice for someone from non investing background
My question is how do I know how much I need to retire? Also what is a safe withdrawal rate?How much money you need to retire depends upon several factors. Your spending requirement in retirement. Age...
View ArticlePersonal Finance (Not Investing) • Federal Estate and Maryland Estate...
If the spouse will be a non-citizen for at least a few more years, he'll need to plan for the contingency he passes before she's a citizen. There can be onerous taxation of inheritence by a...
View ArticleInvesting - Theory, News & General • Are there any disadvantages to...
For example, if person A buys 10 shares of stock A and person B buys .5 shares of stock B on 20 different transactions, would the two portfolios be the exact same? Any potential issues to buying...
View ArticlePersonal Investments • If the stock market corrects itself right now,
HelloIf the stock market is in a bubble right now and overdue for a correction, should I stop funding my 457b? I am 10 years away from retiring, and I can't afford to lose 15 to 20 % of my hard earned...
View ArticlePersonal Finance (Not Investing) • gift to kids to get homes
OP: One data point regarding the subject of your post: About 40 years ago, my parents gifted 1/18 of the cost of our first home to help us with our down payment on our first home—a condo. That was a...
View ArticlePersonal Consumer Issues • Which Apple Watch For Emergency Services?
OP, you 88-year-old mom seems pretty cognitively capable of the challenge you present with the iWatch. How long she will remain so is an open question. My 90-year-old father was never able to master...
View ArticlePersonal Finance (Not Investing) • Miscellaneous Schedule C questions
3. He wants to buy a truck "for the business". If he does so, and let's assume it passes the ordinary and necessary test, can he both depreciate the truck and claim mileage?Look into a section 179...
View ArticleInvesting - Theory, News & General • WSJ: S&P500 ERP Shrinks to Near 0
Will there be another bear market one day? Yes. When? No clue. How deep? No clue. Of what duration? No clue.Choose your risk tolerance and stay with it.This. I focus on what I can control. I do my...
View ArticlePersonal Investments • vusxx 2024 tax exemption guesstimation?
Seems like only better effective net after tax yield currently (depending on state tax rate) might be FRSXX by 1 bp, but it takes $1M initial purchase at Fidelity or can get with lower purchase amount...
View ArticlePersonal Finance (Not Investing) • Form 709 Part II Tax Computation help
I will need to file Form 709 for 2024. I've downloaded the draft forms and instruction. I can't make heads or tails of Part II, the tax computation.Lets say line 1 is $123,456, and line 2 is...
View ArticleInvesting - Theory, News & General • Wayward son-in-law
Some of the statements in this thread are a little ridiculous, or naïve. 1) Let kids be kids - 20-somethings are kids. This is how you learn.2) Without violating the topic ban: a decent proportion of...
View ArticlePersonal Consumer Issues • Buy Solar Panels or...Invest The Rest?
1) All needs to be done on a present value basis. Take what you are paying out today and then take each of the future year's savings back to today's present value.This is a critical oversight of the...
View ArticlePersonal Consumer Issues • UPDATE: Has anyone had issues with Honda's VCM on...
I have a 2016 Odyssey EX-L and I'm just learning about this VCM issue. We haven't had any issues with the cylinders or engine mounts, but we did experience a strange phenomenon that I'm not sure if it...
View ArticlePersonal Consumer Issues • How to Share "Touch ID" with another...
Sharing accounts is fraught with peril. Even in the totally "capacitated" state, having two separate doors to the vault makes sense. All it would take is a blunder, technical glitch or lockout and the...
View ArticlePersonal Finance (Not Investing) • Is this a normal practice among real...
Typical real estate tactics to say that someone else is ready to purchase it. I have also seen it with used cars. Each time I have told the salesperson that I hope it works out for the other person....
View ArticlePersonal Finance (Not Investing) • Question about option trading
Along with McMillan, I also like Natenberg and few others starting out:https://www.amazon.com/Option-Volatilit ... 0071818774Statistics: Posted by lzq — Tue Nov 19, 2024 2:49 am — Replies 23 — Views...
View ArticleUS Chapters • Roll Call for the Retirement Class of 2025!
My boss just informed me I will be in the Class of 2025! (I had previously stumbled into retirement and then took this job 3 years ago, so any money I made was "extra". I only took this job because it...
View ArticleInvesting - Theory, News & General • Modified versions of HFEA with ITT...
For whatever reason, the TIPS yield curve does not have the 20y-30y inversion. Source: WisdomTree Daily Market Snapshot 11/18/2024Statistics: Posted by comeinvest — Tue Nov 19, 2024 3:05 am — Replies...
View ArticleNon-US Investing • Keeping Vanguard account as Non resident Alien
Don't you have to pay taxes for the distributions to UK? (it's what's the treaty seems to say)Yes. However, Vanguard has unilaterally decided to ignore any treaty US withholding tax reduction claims...
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