Investing - Theory, News & General • The silliness of the 4% rule - WCI
My apologies so you did predict the statistical odds of those events occurring at 15% unless I misunderstood your post above. That is a lot of certainty. I postulate that it is closer to <1%, but I...
View ArticlePersonal Investments • Merrill Edge ACATS transfer fee
This has confused me too, but in my case was able to initiate a pull from my destination institution to avoid all fees. Is this an option in your case?Statistics: Posted by riverant — Tue Apr 09, 2024...
View ArticlePersonal Finance (Not Investing) • How to complete, "Annualized Income...
I think it may not be filled in correctly. Aren't the numbers supposed to be cumulative, ie 50k, 150k, 300k ?Anyway, if you got a bonus in q4 were there withholdings taken? That might have brought you...
View ArticlePersonal Investments • foreign tax credits from RIC investments for state tax...
Aloha!For AZ state residents who have foreign tax credits on federal returns, can an investor claim foreign tax deductions in state taxes as well? Anyone know how long back one could amend returns to...
View ArticlePersonal Finance (Not Investing) • Do I need to file form 709?
Thanks a lot for the reply! the money comes from my personal account containing money I earned prior to marriage. Does that mean I'd need to file the gift tax form?If so can I file 2 separate forms...
View ArticlePersonal Finance (Not Investing) • ACA plans and out of state emergencies
Emergencies are covered. If you are discharged from the emergency department you are best to travel back to your home state. From what I gather, if you are unable to get back to your home then your...
View ArticlePersonal Finance (Not Investing) • Formula to Divvy Up Taxes Post-Divorce?
I'd say $1,164 contribution to your daughter's Roth IRA (if she works for some income) or her investment account. Otherwise, you can divide the $1,164 into two portions, and your ex gets to pick...
View ArticlePersonal Finance (Not Investing) • Limitations on claiming the Foreign Tax...
Greetings,Are there any limitations on claiming the Foreign Tax deduction when a foreign transaction results in no US income or tax but there were qualified foreign taxes owed and paid for the foreign...
View ArticlePersonal Finance (Not Investing) • [Can I open a new HSA?]
I appreciate the quick responses & advice. Does Schwab or T Rowe Price offer an HSA that I can open? I have most of my wealth with them and it would be preferable over Fidelity.Statistics: Posted...
View ArticlePersonal Finance (Not Investing) • Pension plan question
Usually, if it were a DC plan, it would refer to Social Security Taxable Wage Base, because it’s an annual contribution number. Social Security Covered Compensation is the 35 year average and is...
View ArticlePersonal Investments • 529 Overcontribution
You can move $35k each into roth accounts when the beneficiary(s) have earned income.Alternatively, your family could reimburse you for children's education, as a gift. You pay for the education,...
View ArticlePersonal Finance (Not Investing) • Anymore tax deductable accounts to use?
Hello, It's that time! I am trying to figure out if there is any tax advantageous account I can still open or contribute to that can be deductable for 2023. With below info, T-IRA is not deductable,...
View ArticlePersonal Consumer Issues • Undersink water filter
Get a reverse osmosis system from APEC.Statistics: Posted by Deighve — Wed Apr 10, 2024 3:04 pm — Replies 1 — Views 30
View ArticlePersonal Investments • Vanguard has fallen. I'm moving on...
Not blaming anyone for not getting the message, but I think Vanguard has done due diligence. During the several year period while I procrastinated, I received multiple e-mail reminders each year as...
View ArticlePersonal Investments • Advisor bought something I don't understand
The things I have learned on this forum. Just when I thought I was starting to get a pretty good grasp on things in wanders a "closed end fund" of alternative assets.I am very much in the shoes of the...
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Personal Investments • Vanguard: "Unavailable shares" warning?...
So, that means that you can’t “rollover” maturing Treasury bills at Vanguard?That is my experience yesterday, I could not rollover my $11K t-bill. I am hoping this is a temporary bug. If not, it will...
View ArticlePersonal Finance (Not Investing) • Quantifying the financial impact of car...
Not to mention “cutting your travel costs in half” is a month’s car payment. I don't have a car payment, and even if I construed an opportunity cost payment representing what I spent on the car it...
View ArticleInvesting - Theory, News & General • Trading Treasuries (nominal and TIPS)
Why not? Yields are great. Whether you want to take a chance on them being better at auction or in the secondary market is a crap shoot...up to you.Mostly because this is the first TIPS on primary...
View ArticlePersonal Finance (Not Investing) • When do I need to but life insurance?
I'm in the camp that you don't need it until you either take on a mortgage or start trying to have kids. My wife and I both took out 20 year term policies when we started trying to have a kid about 5...
View ArticlePersonal Finance (Not Investing) • Have a toddler and now expecting twins;...
Hell yeah brother. You’re gonna be just fine.Statistics: Posted by VanityPlate — Thu Apr 11, 2024 3:10 pm — Replies 11 — Views 584
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