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Personal Consumer Issues • "Destroy if Dead" box

Some of these are physical letters from my first love. My husband knows they exist but haven't read them and I don't want him to ever read them if I die, but I think he will.... all irrational.) What...

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Personal Consumer Issues • Under the sink reverse osmosis water filter...

Kinetico Reverse Osmosis System is a 1 to 1 ratio. The water tastes great.Statistics: Posted by Golfer-- — Fri Mar 14, 2025 8:39 pm — Replies 22 — Views 9850

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Personal Investments • Investment Planning Advice amidst general uncertainty

I disagree with Rider...I think it makes sense to have anywhere from 20%-35% of your equity allocation invested non-US funds. I really like VXUS (VANGUARD TOTAL INTERNATIONAL STK ETF). I think you...

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Forum Issues and Administration • Bogleheads Forum website running VERY slow?

Problem is not fixed... very laggy and slow, although better than a few hours ago.Statistics: Posted by rob — Fri Mar 14, 2025 8:51 pm — Replies 221 — Views 61820

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Personal Finance (Not Investing) • Fidelity as a backup executor?

Fidelity won’t serve as executor.Some lawyers will but not law firms.Statistics: Posted by bsteiner — Fri Mar 14, 2025 8:59 pm — Replies 4 — Views 222

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Personal Investments • How do you rebalance a portfolio?

Going from 80/20 to 50/50 AA in your late 20s sounds like panic to me. I'd advise you to maybe take a deep breath or two and think about it.As others have said, if possible it is often wise to keep...

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Personal Investments • Looking for another TLH partner, SPTM?

What about SCHX? expense ratio 0.03%, holding 752.The expense ratio is good, but I don't want a large cap tilt even though they have done well, I also would like more than ~750 holdings. SCHB is about...

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Personal Investments • Active Management in Down Market

A standard way to attack index funds is what I call the "but not" argument."Index funds work well in a rising market but not in a down market.""Index funds work well in the S&P 500 because it...

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Personal Finance (Not Investing) • Reverse Mortgage for MIL? (and other...

Thanks. Can someone point me to a reverse mortgage calculator that doesn't ask for personal info?Statistics: Posted by gutrageous — Fri Mar 14, 2025 9:15 pm — Replies 4 — Views 208

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Personal Consumer Issues • Choosing between two used EVs (ID4, Ioniq 5)

We really like our VW ID.4 Pro S AWD, 2022. We bought it new.My SO wanted a car with high ground clearance.Grandkids’ car seats fit in easily.Great to hear! Did you consider the Ioniq 5? What were...

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Personal Consumer Issues • Does anyone prefer sedans or wagons over...

sedans, but I tend to keep and drive them for 20+ yearsStatistics: Posted by enad — Fri Mar 14, 2025 9:19 pm — Replies 8 — Views 309

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Personal Finance (Not Investing) • 529 to Roth

2. Not at the federal level if done properly. There may be state income tax reporting requirements depending on the state involved.+1For some states this is a nonqualified withdrawal and you would...

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Personal Investments • Thinking of moving my "number" all into...

how could someone be so extremely nervous of a 10% correction after 25+ years of investing in 90/10.What people don’t understand is that risk tolerance changes as we age and our investment balance...

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Personal Finance (Not Investing) • Help with backdoor Roth on FreeTaxUSA Tax...

You'll receive a Form 1099-R from your financial institution reporting the Roth conversion. You will use the information from that form to report your Roth conversion and FreetaxUSA will report this...

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Personal Investments • Transfer date from personal Brokerage acct to Trad. IRA ?

Alright,I'm reviving this because I am now doing my 2024 taxes, ahead of schedule. I learned my lesson.So about a year ago on 4/15/24 (tax deadline day),I was able to do a distribution of the excess...

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