Investing - Theory, News & General • Do cap-weighted funds strictly align...
Now in a taxable account, that $1 dividend gets taxed - hopefully as a "qualified" dividend, but at my tax rates, I'm left with only $0.76 after 20% LTCG and 3.8% NIIT. So I'd prefer if they hadn't...
View ArticleInvesting - Theory, News & General • At what point does BND become...
My question is at what point does BND and other intermediate durations products become attractive for the fixed income allocation portion of a portfolio?When the investor does not have to worry about...
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Investing - Theory, News & General • Newbie friendly NPR article...
Seems eminently sensible. I do wonder about the real-estate part, though; isn't that a big sector tilt? ...IMO a bad bet since I think we are headed for long term de-urbanization. I will accept the...
View ArticlePersonal Consumer Issues • SNOW blower Toro Vs Arien (24")
Another vote for the Ariens. Find a station near you that sells non-ethanol gas and only run that in your machine(s). At the end of the season, turn off the gas and let it run the carb dry until it...
View ArticleNon-US Investing • Interest on cash balance vs. short term bonds
First, the ETFs you use should be non-US domiciled (preferably Irish-domiciled for the stock ETF). This is to avoid US estate tax and benefit from the Irish income tax treaty with the US.As was said...
View ArticlePersonal Finance (Not Investing) • Why not convert all my funds to ETFs?
Other than my 401k I went to all etfs in 2009 mainly for the ability to move them freely to generate transfer bonuses.Statistics: Posted by placeholder — Wed Feb 28, 2024 1:59 am — Replies 31 — Views...
View ArticlePersonal Consumer Issues • Seeking vehicle advice - 2014 Nissan Sentra...
Update:DD got her license. Does not have assigned parking spot at school yet. Need to make her practice more.Had an accident where I rear ended another vehicle. Cx9 got repaired and driving...
View ArticlePersonal Investments • Floating an Unusual 529 Strategy
There is a $35,000 lifetime limit on 529 to Roth IRA rollovers. Forgot to mention it. I don’t anticipate a ton of money left after graduate school, but you never know. Also, that limit should...
View ArticlePersonal Investments • Retirement in the market
you have $20k to invest.then just invest it.why make things more complicated then they need to be?welcome to the group.+1Statistics: Posted by BitTooAggressive — Wed Feb 28, 2024 2:21 am — Replies 5 —...
View ArticleNon-US Investing • Help with pension and portfolio
I’ve no direct experience with Nest so cannot accurately comment but I understand their charges to be expensive. It may not be worth consolidating pensions there. Research whether transferring to a...
View ArticleNon-US Investing • Big saver starting to invest
Bogle and Collins provide excellent advice and I'd say that their work is the ABC of passive investing, but in terms of portfolio construction, they are very US-centric. Many Americans have a strong...
View ArticlePersonal Consumer Issues • Car brake lights won't turn off after install of...
Get a trickle charger, one that plugs into a wall outlet if you have one nearby.If you don’t have a wall outlet nearby then you can get a solar trickle charger that you can attach to the battery or...
View ArticleInvesting - Theory, News & General • Chances of deep in money covered...
Hello, I have sold deep in money covered call and trying to figure out if it would get exercised. Let me give some background in real numbers. I sold covered call for Meta @330 when the stock was at...
View ArticlePersonal Finance (Not Investing) • Can I make this retirement work?
Thank you all for the comments, they echo my exact concerns. To add briefly, my partner and I are going our separate ways. We did not have kids. I purchased the house when the rates went over 5% a few...
View ArticleInvesting - Theory, News & General • Dot.Com Era/AI Era?
Humans are perfect as per human beings.Although true, this isn’t a glowing endorsement.Only if you think human beings are special species. I don't.KlangFoolStatistics: Posted by KlangFool — Wed Feb...
View ArticlePersonal Finance (Not Investing) • Roth conversion during retirement question
Hello!Hope this message finds you well. I am asking assistance or guidance regarding my parents' retirement situation. My parents are in a stable financial position between pension, social security,...
View ArticlePersonal Investments • Help with difference between Tbills, SGOV, USFR, VMFXX
The etfs like sgov and icsh are useful if you want something like a money market at a custodian like robinhood that doesn't allow traditional mutual funds so if I go through with transferring my tira...
View ArticlePersonal Consumer Issues • Best < $100 purchase?
...To see all times/channels at once, I access website "On TV Tonight", on my smartphone.See: https://www.ontvtonight.com/It works, but it'd be nicer to have a large-format EPG on my TV---vs...
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Personal Investments • Portfolio Review Request for Young Adult and Recent...
Tax Rate:[*] Federal: 12% (after deductions, I think), 22% before deductions.[*] State: 4.75%A lot of people, especially newbies, don't calculate their 'marginal tax bracket' correctly. That tells you...
View ArticleInvesting - Theory, News & General • HEDGEFUNDIE's excellent adventure...
I am really having a hard time deciding on which portfolio I want:55% UPRO45% TMFor43% UPRO57% EDVor45% UPRO55% GOVZHow much do you believe in the negative correlation of long term treasuries in...
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