For us, it depends on whether we have a backup vehicle, how much inconvenience/cost would be caused by having a vehicle out of service, and of course the cost to replace. I think there is a also a small discount if you keep collision on at least one vehicle. Our main car is a 2016 Forester. We have collision on it, but will consider dropping that in the next few years. Our second car is a 2009 Honda Fit. No collision on it since it is low value and don't really NEED it. Our RV has collision because we really like having it, but probably would not choose to pay for a replacement if it was totaled.
Statistics: Posted by dhally — Thu May 16, 2024 4:47 pm — Replies 33 — Views 3363