Personal Investments • Vanguard Total Bond Market Index Fund Institutional...
The fees would be visible. There is no skimming.I had a former (and I stress the word former) third-party 401k provider that would play with the float and on occasions would not post interest and...
View ArticleInvesting - Theory, News & General • Are 142 Stocks Enough?
Such as? (What the_wiki compared are all pretty much on equal footing, expanding outward). My OP was about Wellington and Wellesley.Well, what are you trying to accomplish? Buying Beta, market...
View ArticlePersonal Finance (Not Investing) • Considering dropping collision coverage on...
For us, it depends on whether we have a backup vehicle, how much inconvenience/cost would be caused by having a vehicle out of service, and of course the cost to replace. I think there is a also a...
View ArticlePersonal Consumer Issues • What to do in Anchorage
Here are some more details.We would have a full day to explore on Tuesday July 16th and Thursday July 25th. we would prefer outdoors and a little adventure.Thanks for all the comments so far.......I...
View ArticlePersonal Investments • 20 years old, need investment advice
You could do much worse than following suggestions given in the Prioritizing investments - Bogleheads wiki.Statistics: Posted by FiveK — Thu May 16, 2024 4:48 pm — Replies 10 — Views 556
View ArticlePersonal Finance (Not Investing) • Homeowners Insurance - Enhanced and...
How do you know what kind you have. My policy doesn’t even state the type of coverage. It only has max paid out limit.I use Travelers in NJStatistics: Posted by Ccthealias — Thu May 16, 2024 4:52 pm —...
View ArticlePersonal Investments • Why won’t the TSP allow withdrawals from specific funds?
Do most 401K plans require Traditional and Roth sub accounts to be set to the same asset allocation like the TSP does? Or is it normal in 401K accounts to be able to invest Traditional and Roth...
View ArticlePersonal Finance (Not Investing) • Did Your Money Really Double Every 7 Years?
Net worth in just our retirement accounts, which are most aggressively invested:2014 $252,0002024 $853,000 ($647,000 in 2014 dollars)We've made regular contributions during those ten years, so it's...
View ArticlePersonal Finance (Not Investing) • Insurance planning - advice on how to start?
For life insurance, it's just figuring out how much coverage you want, and getting it as cheap as possible. Up to a certain age (30? 40?) you can get term life insurance with no medical exam. You only...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
Tender MerciesWon Robert Duvall a Best Actor academy award.Statistics: Posted by Tdubs — Thu May 16, 2024 5:01 pm — Replies 11332 — Views 2162811
View ArticlePersonal Finance (Not Investing) • Base Pay vs. Total Comp. - Strategy?
I come from a multi generations business family. It is from our first hand experience.This is negotiation 101.KlangFoolIt's really not, at least not anymore. There are tons of studies done on...
View ArticlePersonal Investments • Is there a net worth where you "should"...
Large pension funds have private equity portfolios.It seems insane to gamble with people's retirement funds, but I clearly don't understand the marvels of high finance.Why do you assume private equity...
View ArticlePersonal Investments • RMD as emergency fund.
I've always thought of an emergency fund as something you need when there is a risk of not having sufficient income and/or assets to cover expenses.Once you've saved enough for retirement, or even...
View ArticleInvesting - Theory, News & General • Y'all may be missing the point of TIPS
But why buy a SPIA at all if I can just roll my own annuity with TIPS?That's exactly what I'm doing. I'd call it a duration matched TIPS non-rolling ladder.A TIPS ladder works for you and me and many...
View ArticleInvesting - Theory, News & General • What’s Reddit’s fascination with DRS?
Shares which are directly registered are generally not available to be lent out to short sellers, whereas shares held at a broker could be lent out in some cases. The current fascination with direct...
View ArticlePersonal Finance (Not Investing) • Will home owner's policy cover sewer...
We have woken up two months ago with sewer spilling from our bathtub, toilet and sink into the furnished basement. This has been repaired by local plumber company for a total of $13,000. We paid for...
View ArticlePersonal Finance (Not Investing) • Quicken 2019 and forward
Newegg has 1 year of Deluxe for $32 currently. The coupon code is right on the page.Thanks. I just placed my order.KlangFoolStatistics: Posted by KlangFool — Fri May 17, 2024 4:44 pm — Replies 1076 —...
View ArticlePersonal Investments • Best credit for new home purchases
US Bank Cash+ has 5% categories for department stores and furniture stores (among others). It's limited to $2000 per quarter but you could double that with both spouses.Statistics: Posted by Makefile...
View ArticlePersonal Investments • Advice on Selling Out of Target Retirement Date Funds
Not what you're asking, but my advice in general is not to buy Target Date funds in taxable accounts. I would only buy those in retirement accounts.That being said, I wouldn't sell and take that tax...
View ArticleInvesting - Theory, News & General • Is this fair to say about financial...
Due to regulations and other practical factors onboarding a new client is somewhere between $2,500 to $5,000. Could you add some detail? What are the regulations and practical factors that are so...
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