I don't know about most 401ks, but my current 401k allows me to invest Roth and Traditional assets separately. I think my last one did too.Do most 401K plans require Traditional and Roth sub accounts to be set to the same asset allocation like the TSP does? Or is it normal in 401K accounts to be able to invest Traditional and Roth sub-accounts differently. For example, at the TSP I'd like to be able to invest the Roth sub-account in the asset class with higher expected return (e.g. C Fund) and Traditional sub-account in the G Fund.
Now that I'm retired this will eventually drive me to roll over the Roth portion to a Roth IRA sooner than I otherwise might to retain the better asset protection offered by the TSP (at least in my state) over an IRA.
Statistics: Posted by evancox10 — Thu May 16, 2024 4:54 pm — Replies 12 — Views 902