Short version:Mike Piper offers an interesting take on Roth Conversion strategies in today's edition of his typically excellent (and no cost) Oblivious Investor blog:
https://obliviousinvestor.com/what-roth ... o-achieve/
As someone who expects to be in a lower tax bracket in retirement, it's provides an insightful POV on when a Roth Conversion is warranted. Has anyone else developed a good rule of thumb on tax efficient spending plans in retirement and when to take dollars from bucket XXX?
1) Estimate your marginal tax rate after you will be receiving Soc. Sec. and taking RMDs.
2) Arrange your spending and Roth conversions to match that marginal tax rate.
See also:
What Retirement Planning/Budgeting Software Are You Using - Bogleheads.org
User:FiveK/Retirement income planning - Bogleheads
User:Fyre4ce/Retirement draw-down priority - Bogleheads
Does any of that help?
Statistics: Posted by FiveK — Mon Jun 03, 2024 8:34 pm — Replies 4 — Views 451