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Investing - Theory, News & General • Wealthfront Savings and the Yotta Debacle [Fintech banking concerns]

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Not concerned, just curious. Vanguard offers a Cash Plus account with FDIC insurance up to $1.25 million. If one were to deposit this amount with Vanguard, I assume Vanguard would move $250k to each of five different partner banks in order to stay under the FDIC insurance limit.

I wonder if Vanguard maintains all the detail to show whose money resides in which bank, or whether they also rely on a 3rd-party intermediary. Anyone happen to know?

Statistics: Posted by Gaston — Fri Jun 14, 2024 10:19 pm — Replies 38 — Views 1710



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