This account is a mess of way too many funds, including several with very high expense ratios. So please do not cross it off the list of issues to resolve, and if an advisor suggested this mess, I suggest you stop soliciting their advice.I have free access to advice for my 401k via Morningstar’s Retirement Manager program and am happy with that for now so not seeking feedback on that account
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My Roth 401k at Schwab
Employer matches $0.75 for every dollar contributed, up to a max of 7%, on a pre-tax basis. I am taking full advantage of the match.
21% VBTIX Vanguard Total Bond Market Index I (0.035%)
11% VIIIX Vanguard Institutional Index Instl PI (0.02%)
10% VTMNX Vanguard Developed Markets Index Instl (0.05%)
7% PRRIX PIMCO Real Return Instl (0.67%)
6% DOXLX Dodge & Cox Global Bond X (0.37%)
6% VFTNX Vanguard FTSE Social Index I (0.12%)
5% PTTAX PIMCO Total Return A (0.83%)
4% VSCIX Vanguard Small Cap Index I (0.04%)
3% VEMIX Vanguard Emerging Mkts Stock Idx Instl (0.10%)
2% VGSNX Vanguard Real Estate Index Instl (0.10%)
1% PCRIX PIMCO Commodity Real Ret Strat Instl (0.99%)
1% RNWGX American Funds New World R6 (0.57%)
1% VASVX Vanguard Selected Value Inv (0.38%)
1% LSBDX Loomis Sayles Bond Instl (0.66%)
0% PRHYX T. Rowe Price High Yield (0.70%) [hold a very small position]
Statistics: Posted by DIYtrixie — Sat Mar 09, 2024 5:12 am — Replies 21 — Views 1591