Investing - Theory, News & General • Robinhood 3% IRA Match
Does anyone know when RH will credit dividends to the brokerage account? I can see $8 of dividends pending from SGOV last month but don’t see it available in my balance. I’m the one who bought $2k of...
View ArticlePersonal Investments • Check Up - How am I doing?
Taxable801K VTSAX153K VTIAX81K FZROX8K FZILXAre these Fidelity “Zero” funds? If so, I suggest swapping them for something else if the tax implications are nil/minor, or at least turning off dividend...
View ArticlePersonal Finance (Not Investing) • International ATM fees (again)
There are two possible fees involved using your debit card at an ATM in a foreign country> Foreign Transaction Fee - Amount added for convenience of using someone's ATM> Foreign Exchange Rate -...
View ArticlePersonal Investments • Annuity in SIMPLE IRA
Please post back and tell us how the transfer went. Was there a surrender fee on the contributions transfered? Because of the 2% annual fee on the part of your balance still in the variable annuity,...
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Investing - Theory, News & General • International (Non-US) versus US...
I don't mean to switch topics from equities to fixed income; but I think this is also related to equities markets and possibly to the discussion at hand. An assumption is often made in this thread...
View ArticlePersonal Finance (Not Investing) • Report Gain from Selling T-Bill as...
Both TreasuryDirect and IRS belong to Department of the Treasury, but their explanations of taxation of T-Bill sales are different. It is really confusing.In a TreasuryDirect account an investor is...
View ArticlePersonal Consumer Issues • Wool slippers worth it?
I am very happy with my pair of wool Haflinger clogs worn in the winter that are about 15 years old and show only minor signs of wear. They were expensive but well worth the price.Statistics: Posted...
View ArticlePersonal Investments • Section 1256 Contracts
For me, Schwab seems to do very well with derivatives tax reporting. It sounds like you are just dealing with transition issues.A CPA should be able to work through tax statements errors, and be able...
View ArticleNon-US Investing • Tax structuring for return to UK
New UK budget just made foreign income and gains tax free for next 4 years, if you haven't lived in the UK in the last 10 years abolishing the non-dom status essentially."From 6 April 2025, the...
View ArticlePersonal Investments • Seeking improvement in non 401k retirement portfolio
I have free access to advice for my 401k via Morningstar’s Retirement Manager program and am happy with that for now so not seeking feedback on that account~~snip~~My Roth 401k at SchwabEmployer...
View ArticleInvesting - Theory, News & General • Why is Vanguard so bullish on...
Because they seem to be convinced of the same concept that this forum is founded upon: no one can pick stocks be it in a sector, a state, a dividend yield, or a country. Since active management and...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
If “Money Lockdown” is enabled, can dividends still be directed to another account (e.g. the CMA account, or external checking)?Dividends and CG can only go to fund or core account. I don’t believe...
View ArticlePersonal Finance (Not Investing) • Help Elderly Parent with Annuity Decision
In response:--My Dad is 77 and in below average health for his age, his wife is 73 and is in worse health than him (loss of mobility, early-onset dementia - her mom died at 72 with Alzheimer's).--I...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
When I travel in the U.S., I like to have both a debit and credit card in case the credit card gets locked; so, I'll probably keep my present bank arrangements and avoid Cash Plus and it's enticing...
View ArticlePersonal Investments • Career ending, getting fired. Can we FIRE ?
Given Bay Area housing prices there is probably a tech nerd or two who will be happy to live closer to work in peace and quiet in the hills in exchange for maximizing his screen time at home.Agree.The...
View ArticlePersonal Consumer Issues • Best < $100 purchase?
A useful rechargeable flashlight that is actually small enough for a keychain:https://www.amazon.com/OLIGHT-Rechargea ... BMLDV?th=1Its about as big as the end of my pinky finger. And about 4X...
View ArticlePersonal Finance (Not Investing) • Genworth Long Term Care
Exactly…the link to the NJ State site that I provided illustrated this concept.“The following is an example of how a New Jersey Partnership for Long-Term Care Qualified policy works:Let's say John...
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Personal Consumer Issues • Have any BH's seen the Roman exhibit at the...
I don't know if this works for you, but we have annual memberships (I think a membership allows self + 1 guest) - and that includes tickets to all the Special Exhibitions and you don't need to book....
View ArticlePersonal Finance (Not Investing) • How to Estimate Return Rates for...
A risk of using an extremely low estimated return is kicking the bucket early for some unknown reason after you worked and planned for 40+ years and thought you were being conservative and then didn't...
View ArticlePersonal Investments • Inherited IRA Rule Clarification
Any insight as to when IRS will clarify RMD requirements for individual designated beneficiaries?Have been reading up on this…amazed that IRS seems surprised over confusion and misinterpretation since...
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