Personal Finance (Not Investing) • Timeframe for Notice of Proposed...
According to this link <https://www.ftb.ca.gov/file/after-you-f ... sment.html>:Filing a protest will not stop the accrual of interest on the NPA (Notice of Proposed Assessment). To stop the...
View ArticlePersonal Investments • Why do large cap growth stocks have periods of...
One last thought.Lets say you proved that a coin had a bias, that it would come up heads 55% of the time. A fair coin would have 4 straight tails 6% of the time, the unfair one 4%.With this in mind,...
View ArticlePersonal Investments • Career ending, getting fired. Can we FIRE ?
You have enough assets, but I'd be concerned about having close to half of my net worth in a single asset (the house). Sometimes houses go to zero, or take a major hit in value. I've seen it happen. I...
View ArticlePersonal Investments • Short term to intermediate repositioning.
So NZF and a lot of the Nuveen muni suite just increased fixed dividends today 11% plus. VWLAX adjusts monthly. Pretty sure the 50% mix discussed in this thread is a good one and what I will pursue....
View ArticlePersonal Consumer Issues • When to switch from dealer to independent for service
I think it is smart to cultivate / spend time finding a good independent mechanic. I would estimate mine has saved me more than 25K - 30K if not more over the last 20 years. We have evolved to owning...
View ArticlePersonal Finance (Not Investing) • Laid off and want to downshift
Your assumptions might be overly optimistic.People tend to underestimate their expenses. If you say you need $22.5 a year, that sounds almost too exact unless you know exactly what you spend. Also,...
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Personal Consumer Issues • AARP/UHC Medigap policies
Thanks for the replies!I do realize that states regulate insurance pricing but companies can ask for more than the state will allow and may appeal the state's decision (not sure if this is even...
View ArticleNon-US Investing • Vanguard makes life difficult for NRAs in the UK and India
And now Vanguard have answered. Yes, they will withhold 30% for US tax on every Roth IRA withdrawal. Do you mean every Roth IRA held with Vanguard irrespective of the client's country of residency (or...
View ArticlePersonal Finance (Not Investing) • Tax return - Grantor irrevocable trust
The 1041 should be signed by the trustee.Statistics: Posted by homer5555 — Fri Mar 08, 2024 4:02 am — Replies 21 — Views 1891
View ArticleInvesting - Theory, News & General • Social security approval
We applied several months in advance. A month before the requested start or so, we had a followup call with SS and was told that it was going through as planned. Deposit arrived as...
View ArticlePersonal Finance (Not Investing) • Gift tax exclusion and filing
Yes, you would not have to submit any paperwork to the IRS since the amount equals the annual exclusion.Statistics: Posted by homer5555 — Fri Mar 08, 2024 4:23 am — Replies 1 — Views 215
View ArticleNon-US Investing • TransferWise vs Schwab for EUR to USD recurring transfers
If you are living in Europe, then the fees really matter as everything you are spending is subject to those fees.I find IBKR is the best for doing the conversion. You do the conversion via a trade...
View ArticlePersonal Finance (Not Investing) • some turbo tax questions and paper filing
Concerning paper filing, there are some stats from a couple of years back that paper filed returns are far less frequently audited. Just fyiWell, that is a piece of good news as TT was unable to file...
View ArticlePersonal Investments • 16 yr old - how can I best take on high risk?
AVGE is great for what you want to do. Don't change a thing. Add to it consistently, let it do its thing over decades and you'll be a very wealthy person in due time. Be patient and don't sell. Do not...
View ArticlePersonal Consumer Issues • Alaska trip without taking a cruise - help
A few years ago we used Alaska WIldland Adventures for a land tour. Small group tours that include remote locations. https://www.alaskawildland.comStatistics: Posted by Billionaire — Fri Mar 08, 2024...
View ArticlePersonal Finance (Not Investing) • Contributions to tax-deferred or roth...
What are your plans for health care coverage from age 62 to 65? As mhalley points out maybe ACA is an option. If so savings on that may preclude having your income bumped up by withdrawals from the...
View ArticlePersonal Consumer Issues • Flying to London - Delta or British Airways
Rent car on one way and avoid parking. Costco rental car resv is often good value as well as discount code on Avis/Hertz, etcParking at ORD, when parking in the economy lots, is only...
View ArticlePersonal Finance (Not Investing) • When/Why would you need Trust over Will
The will creates and funds the trusts.Sounds reasonable.Why not just create the trust now?I get that probate might not be as big a deal as it's made out to be.But, what the downside to avoiding...
View ArticlePersonal Finance (Not Investing) • Projecting FI number. How much to add for...
Have you priced an ACA plan in your state ?I would check the premium and OOP range for your family for the last year before your Medicare eligibility, ie. when the oldest of you 3 turns 64.You could...
View ArticlePersonal Finance (Not Investing) • Putting in two weeks notice same day as...
1) When I retired in May 2016, the following Feb I got a prorated bonus check. 2) Payroll is processed ahead of time (1 to 2 days) so as to get the Direct Deposit to you on the pay date.Righttt so if...
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