I agree, but it is better to front load the Roth and then switch to Trad later in life when income is likely to be higher due to promotions and raises.If you're goal is to retire early and you are contributing roughly equal amounts to taxable and traditional accounts then you would have stopped working before your traditional accounts got so big that its a problem.Just ask the forum members with multimillion dollar traditional accounts how their zero tax strategy is working out.
FWIW I would guess that they also considered traditional contributions.
Considering things is smart!
Statistics: Posted by Harmanic — Fri Jul 19, 2024 6:03 am — Replies 33 — Views 2556