A regular tIRA does not allow the RMD to be Roth converted. Is the same true for an inherited IRA ? If so ...
For most people without a lumpy tax situation, I imagine equal disbursements makes the most sense. Once the RMD is distributed, the remainder of the disbursement can be converted to Roth.
One possible consideration: the younger the owner of the inherited IRA, the smaller the RMD and thus the greater the amount that goes to Roth
For most people without a lumpy tax situation, I imagine equal disbursements makes the most sense. Once the RMD is distributed, the remainder of the disbursement can be converted to Roth.
One possible consideration: the younger the owner of the inherited IRA, the smaller the RMD and thus the greater the amount that goes to Roth
Statistics: Posted by EricGold — Fri Jul 19, 2024 6:07 am — Replies 25 — Views 1898
