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Personal Finance (Not Investing) • IRS Letter asking for $79,000 in taxes. HELP PLEASE!

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We received a letter from IRS regarding the Tax Year 2022. The tax bill they sent is $79,000 including penalty and interests.
There are 3 items that they are disputing. We used TurboTax to do the taxes ourselves
1. Forgot to report a 1099-INT from Marcus for $144.50 - Not a big item.
2. They are counting Rollover to ROTH of $6000 as distribution -
3. We transferred my son's 529 from Vanguard to College Advantage which they are counting as a distribution of $24,888
4. This one is the biggest issue. DH exercised RSU worth $182,900. After selling some shares to cover taxes, he received shares worth $131,446. We sold the shares 2 days later with proceeds of $133,090 resulting in capital gains of $1,643. The RSUs were handled by ETrade (now Morgan Stanley). The taxes were deducted by the Employer. Etrade sent a 1099-B to IRS where they say that our gains were $133,090. And that is causing the large tax bill with taxes and penalty/interest.
2. What is a "rollover to Roth"? Was it a backdoor contribution? If so, did you include form 8606?
3. Did you receive a 1099-Q from Vanguard?
4. Did you enter your 1099-B into TurboTax? Was there a form 8949 generated?

Statistics: Posted by toddthebod — Sat Jul 20, 2024 5:55 am — Replies 28 — Views 3334



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