Investing - Theory, News & General • Any new investing books written...
Surely you know this supposedly bond bear market has null effect over the long term. Bond funds contain fixed income instruments, so they pay fixed dividends followed by return of principle at...
View ArticlePersonal Finance (Not Investing) • IRS Letter asking for $79,000 in taxes....
We received a letter from IRS regarding the Tax Year 2022. The tax bill they sent is $79,000 including penalty and interests. There are 3 items that they are disputing. We used TurboTax to do the...
View ArticlePersonal Investments • Housing - top or bottom?
I removed several off-topic posts (economic policy, immigration, climate change). This thread has run its course and is locked (topic exhausted). See: Locked TopicsModerators or site admins may lock a...
View ArticlePersonal Consumer Issues • Airline Compensation Requirements during Current...
This thread is now in the Personal Consumer Issues forum (travel).(Thanks to the member who reported the post and explained what's wrong.)Statistics: Posted by LadyGeek — Sat Jul 20, 2024 6:08 am —...
View ArticlePersonal Investments • Vanguard PAS AUM - should I quit?
… A secondary consideration is contingency - if my spouse were to take care of our finances, something like PAS would be a big benefit since she is less cognizant of nuances in financial management...
View ArticleNon-US Investing • Suggest a strategy for 200k + £50k + £70k - £100k
Just heard from Standard Life who are offering to preserve the discounted fee negotiated by my former employer. This equates to an annual cost for the pension of 0.18%. This seems to be a pretty good...
View ArticlePersonal Consumer Issues • Your Amazon Prime Day purchases, please!
Well, USPS messed up delivery on my HEPA filter. I'm assuming the carrier was overworked and couldn't complete delivery today, which I fully understand, but rather than use one of their generic...
View ArticlePersonal Finance (Not Investing) • Delay taking social security past 70
Finally I have seen it all! The fear of being pushed into higher tax bracket leads to people choosing very dumb thing to do. Unless and until you end up with over 100% tax bracket you are always...
View ArticleInvesting - Theory, News & General • Is “Age In Bonds” back in style?
I have found it ironic and infuriating that gurus change their "long-term" recommendations--lets say, every five years or so. Even worse that target-date retirement funds change their actual...
View ArticlePersonal Finance (Not Investing) • Personal Umbrella Policy choices
Not actual data, but an indication that insurance companies do not have a hard guideline either.While there has always been a great deal of uncertainty when determining actuarial rates or pricing...
View ArticlePersonal Consumer Issues • Castor Ventures
I'm an MIT alum and I haven't gotten any of these solicitations.I don't know the exact rules for what the alumni association does with my contact information. I probably should have found out. I...
View ArticlePersonal Consumer Issues • Worth it to buy a Tesla?
Everyone I know who owns a Tesla is a fan and most are replaced with another Tesla.Tesla is still far ahead of others with the technology. My brother has a Y and just sold his Ford Raptor for a...
View ArticlePersonal Consumer Issues • USPS Signed My Name
I removed an off-topic interchange. As a reminder, see: General EtiquetteAt all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling,...
View ArticlePersonal Finance (Not Investing) • Madison WI ACA plans and local Madison Group
I did not see this thread when it started, I was out of town.I have had UW for my health care since the late 1980s, at times I had good luck with them and at times bad. Never got perturbed enough to...
View ArticlePersonal Finance (Not Investing) • Have you ever had any luck negotiating...
Yes the contract houses I am aware are taking 30 % to 40% in high tech contracts... for the employee negotiations, it is based on the skills /demand /supply.Statistics: Posted by LiveSimple — Sun Jul...
View ArticlePersonal Investments • Total bond funds and maturity
Here's an site wiki article that might answer yor questionhttps://www.bogleheads.org/wiki/Individ ... _bond_fundIn a nutshell, bonds funds unlike Bonds never mature. They are more like a rolling bond...
View ArticlePersonal Consumer Issues • Oil Painting Restoration
A neighbor was downsizing and moving away, giving almost everything away free at a neighborhood gathering.I got a painting by a gentleman well-known in his area apparently but unheard of around here....
View ArticlePersonal Investments • Are IBonds still a decent investment?
Yes, but only as a fixed income part of your portfolio. They won't be as good as equity for long term return. They are probably not as good as TIPS in the long term either. Their restriction limits...
View ArticlePersonal Investments • What to do with $200,000 inheritance?
3. use the cash to fund my schooling, graduate with no loans and start saving from scratch.Option 3 would be my pick. I paid for my 2 college degrees with savings or current earnings and avoided...
View ArticlePersonal Finance (Not Investing) • Payoff Mortgage or Improve Property?
I don't think I would do the above with a sub-3% mortgage. This is how I was originally leaning but my tune changed when I plugged the numbers into David Ramsey mortgage payoff calculator and an...
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