This is an important point. A person who has comfortably high income in retirement does not see a healthy cost on a top line Medigap plan as an obstacle. But not everyone has a comfortably high income in retirement and people manage as well as they can.I'm sure that happens. But keep in mind if they won't pay for those meds they may have not been able/willing to pay for the supplement that would cover them as well. As I said above, a lot of people go with MA because that is all they can afford. I don't' think anyone where money is no object goes with MA.I work in the health industry and one of the issues with MA is when you need a specialty medication. MA only covers a small portion if you are lucky and the remaining high amount is out of pocket. I see how a lot of MA patients unable to afford the “best” medications and choose not to pay therefore unable to get the treatment that they need. They have to settle for meds that don’t work as well for them. If you’re healthy and don’t need any special meds - then not an issue - but we don’t know what’s in store for us as we age and. I definitely want options and coverage.
Probably the thing harder to understand is the comfortable retiree who wants to nickel and dime their health insurance.
Part D and the whole scene on drug costs remains the monkey wrench in the works.
Statistics: Posted by dbr — Thu Jul 25, 2024 8:18 am — Replies 227 — Views 16197