Investing - Theory, News & General • You can save too much for retirement
You should always get the match. Even if you need the money you're contributing right now to live. Even if you plan to die tomorrow.Match the money to double it. Then take an early withdrawal for a...
View ArticlePersonal Investments • Traditional vs Roth 401(k)
Definitely while in the 12% tax bracket (as you mentioned, probably the lowest tax bracket of your career) & 40-50 years for these 401k contributions to grow, the Roth 401k is the way to go this...
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Personal Consumer Issues • Garage door openers - recommended brand, model?
Hi all, the cold weather has finally done in my 15 year old Genie garage door opener so I am looking for a replacement. I have just started researching brands/models and there is so much more than my...
View ArticlePersonal Investments • How to find the value for older bonds
I do not know who invented [ I Bonds ], but I don't beleive they could have made them more complicated and hard to understand ... I will most likely use the link for All rates together in one chart: ,...
View ArticlePersonal Consumer Issues • Worth it to buy a Tesla?
Partner got quotes ranging from $4500 to $12000 to upgrade the home for home charging. That's a cost that wouldn't exist without the Tesla purchase, so add that to the cost of your car,...
View ArticlePersonal Finance (Not Investing) • For those retired or FI, how much do you...
I'm curious to know if there is anyone here who spends around $140k/year as a couple: actual spending, so after taxes. That is what we have budgeted for. It's likely too high (and includes $40k/year...
View ArticlePersonal Consumer Issues • Verizon Mobile Hotspot: 130 GB "Used Up" ??
Starlink+1 If you are looking for unlimited fast data, Starlink is an good but expensive option. TV streaming will gobble data.Statistics: Posted by bloom2708 — Thu Jul 25, 2024 8:01 am — Replies 12 —...
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Personal Consumer Issues • 2 cities for retired snowbirds
Fargo, ND (Family won't move )Foenix, AZ (Love the desert low humidity. I even like 110)Not Fargo in the Winter and AZ in the Summer I hope. That would be the "true die hard" plan. Winter in Fargo is...
View ArticlePersonal Investments • Question on retirement
You could consider multi year guaranteed annuities (MYGAs). These products are sometimes called “CD annuities”, because they pay guaranteed interest for a fixed period of time. Currently, you can get...
View ArticlePersonal Finance (Not Investing) • Considering buying and selling a home -...
If seller is paying I’d get my own realtor whose fiduciary responsibility is to me not a dual agency realtor. I don’t want the realtor afraid to say something they want to say that might upset the...
View ArticlePersonal Consumer Issues • BMW dealer maintenance/service issue
We have an I3 EV.We took it in for service to flush brakes and change micro filter.They said the computer showed the car was due for a full diagnostic and it costs $240.Ok. The diagnostic showed we...
View ArticleInvesting - Theory, News & General • Help me understand why non taxable...
This will probably sound like a silly question, but don't USA taxable accounts make more sense than nontaxable (IRAs, and 401(k)s etc) for long term holdings, especially for people who are self...
View ArticlePersonal Consumer Issues • When to buy Extended Warranty on a New Car....
Never buy an exended warranty. Always buy a vehicle that doesn't need an extended warranty.This.I bought and expensive extended warranty on a camry hybrid the first year they came out. High pressure...
View ArticleInvesting - Theory, News & General • The host is in the hot seat on this...
The great thing about retirement is that you can wake up most mornings and just do what you want. This morning I woke up and while sipping my coffee listened to this podcast. Thoroughly enjoyed it....
View ArticlePersonal Investments • Is crying allowed? [Portfolio down 4%]
This might be a sign that your risk tolerance isn't as high as you thought. If a 4% drop is all it took for you to learn this, then it is a cheap lesson! Find an asset allocation that allows you to...
View ArticlePersonal Finance (Not Investing) • Share your retirement cash flow plan
Currently retired DW still working.We have a CD ladder that takes us to 2028 (from 5 to 6.25%), then SS plus TIPS kick in to carry us from that point forward.Statistics: Posted by Dufus — Thu Jul 25,...
View ArticlePersonal Consumer Issues • Medicare Advantage Reigns. So Who Still Buys...
I work in the health industry and one of the issues with MA is when you need a specialty medication. MA only covers a small portion if you are lucky and the remaining high amount is out of pocket. I...
View ArticlePersonal Consumer Issues • 2024 Paris Olympics; What are you Watching?
Nothing. NBC's coverage is awful. On their Peacock streaming service, if you're not watching live, every event recap video contains a spoiler in the title of who won.Statistics: Posted by seltzer —...
View ArticlePersonal Consumer Issues • Yubikey only at Vanguard now possible.
Do you have voice recognition set up? ("At Vanguard, my voice is my password.") Once recognized by voice, I think you can do anything over the phone. It might simplify things if you set that up while...
View ArticlePersonal Consumer Issues • [What TV Show Have You Recently Watched?]
I just finished "corner gas station"Working on "raising Hope"Silly sitcoms that suit my moodStatistics: Posted by dknightd — Fri Jul 26, 2024 8:27 am — Replies 6244 — Views 777699
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