Personal Finance (Not Investing) • Help me understand how I should make my...
I would send the August check to the old address/name/etc., IF you have not received a new mailing address.They will have to pass along such payments "to the new place".It can get confusing for a...
View ArticlePersonal Consumer Issues • Stereo System hardware
I don't know anything about record players other than they do require maintenance. But I pieced together a really good home audio setup for under $2,000 which my friends have called the best they ever...
View ArticlePersonal Investments • XLV Allocation to Taxable Account
I'm looking for feedback on adding a sector fund - XLV to my current taxable account which holds only VTMFX right now -- Vanguard tax managed balanced admiral. I think XLV would be a good addition...
View ArticlePersonal Consumer Issues • Lexington, Kentucky and surrounding areas for a...
If you will go to Mammoth Cave National Park (make sure to book the tour in advance)you can also plan to visit National Corvette Museum in Bowling Green, it is just 20 min drive and it is great not...
View ArticleInvesting - Theory, News & General • Structured Alt Protection ETF's
WSJ published an article today about the potential tax pitfalls with "boomer candy" funds.https://www.wsj.com/personal-finance/ta ... eatst_pos5Sorry for the paywall.Statistics: Posted by Stinky — Fri...
View ArticleInvesting - Theory, News & General • You can save too much for retirement
Same with foregoing 401k/IRA/HSA for a vacation. $10k is $10k as I see it. Whether it's a true 'once in a lifetime' $10k or $10k a year certainly matters, but because that's different amounts of...
View ArticlePersonal Consumer Issues • Apartment Lease Cosigner Rights
Am I as a cosigner responsible for the extra charges? Thanks.Sorry you are going through this.And I hope things work out well for your daughter (and you).Yes, being a co-signer usually does make one...
View ArticleInvesting - Theory, News & General • The Junk in Your Index Fund Is...
The real solution from this article: accept that you will get both winners and losers in the index funds. That is the way that they are designed to work.YepStatistics: Posted by dknightd — Fri Jul 26,...
View ArticlePersonal Finance (Not Investing) • MIL scammed. Any way to avoid capital...
... a couple of times a year I take a chunk of money from one to deposit into my money market account elsewhere for living expenses. The young tellers always ask me why I am doing it.Hope you're glad...
View ArticlePersonal Consumer Issues • EV value over time
And I worry the same about leasing - that the end-value they put on the car is overly optimistic for an EV and I will be overpaying for a lease. Quickly scanned the responses and didn't see anyone...
View ArticlePersonal Consumer Issues • Cheap phone plan vs (free) Google Voice
This is probably the cheapest solution, $30 for a year (well, 360 days).https://www.ebay.com/itm/133196831828Not to take away from OP's question-I hear there's an issue with RP around renewal time...
View ArticlePersonal Finance (Not Investing) • "Orientation": does the...
I'd bill it, but you should be comfortable enough to talk on the phone with your contact than you are posting on bogleheads.org about it.Statistics: Posted by livesoft — Fri Jul 26, 2024 8:49 am —...
View ArticlePersonal Finance (Not Investing) • Question: When is it time to hire an advisor?
I hired a one-time advisor once to check all my plans and wasn't impressed.I consolidated at Fidelity so now I just use the Fidelity planning tools and talk to a Fidelity CFP free of charge if I want...
View ArticlePersonal Consumer Issues • Any Mac users have the LG Ultrafine 27" 5k...
I had one for 5 years. It's a gorgeous display initially but over time you'll notice it's prone to ghosting on the edge where text and icon is visible when the screen is dark. It looks very similar to...
View ArticlePersonal Investments • Bonds for retirement income
What is the relationship between stock price and dividend payed? If the stock is down, is the dividend down?This chart of S&P 500 dividends is interesting:...
View ArticlePersonal Finance (Not Investing) • How much is enough in a 529 account?
OP,How do you know that you can afford to pay for the college education when the time comes?We had someone posted with 300K in 529s and 300K in tax advantaged accounts. Then, he was laid off before...
View ArticlePersonal Consumer Issues • 2024 Paris Olympics; What are you Watching?
We watched the opening ceremony last night, a production put on by NBC. Why wasn’t I surprised by the "fabulous" dancing , the "gay" Paree sets and the obligatory ménage a trios piece? All to be seen...
View ArticlePersonal Investments • no bonds in retirement
Is the old assumption that bond provides ballast for portfolio true in last decade or two?Bonds are short-term treasury bills, high-yield junk bond funds, municipal bonds, medium-term corporate...
View ArticlePersonal Investments • Retirement by age 50
I spent time with family and my significant other, worked out, played with my German Shepherd, and spent a lot of time teaching myself finance, accounting, and equity valuation for 2 1/2 years. An...
View ArticlePersonal Finance (Not Investing) • Help me understand some concept on asset...
You might get more reliable answers if you ask your attorney these questions. Most of them are legal matters, no?IMO the best creditor protection is to not have creditors.Statistics: Posted by jebmke...
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