Personal Consumer Issues • Solar: how do you ever break even?
This is why we are waiting. At some time in the near future there will be a tipping point and the benefits will far exceed the expenses.Also, I think most people will be plugging into a local solar...
View ArticlePersonal Consumer Issues • Is a doula a valid HSA expense?
https://hsastore.com/hsa-eligibility-list/d/doulaApparently with a “letter of necessity” which means nobody will ask or care probably. Doctor or midwife could get you the letter. Just ask first what...
View ArticlePersonal Finance (Not Investing) • How can I make sure I'll meet safe harbor...
Question is, does OASDI and Medicare count towards witholding for purposes of meeting the safe harbor witholding?No, these are not income taxes.Statistics: Posted by jebmke — Sat Jul 27, 2024 9:08 am...
View ArticlePersonal Consumer Issues • Recommend an automated outdoor light solutions
I bought some light bulbs on Amazon that have built in light sensors, and come on automatically when it’s dark. Don’t know if they come in every type of bulb (I’m guessing they don’t have candle bulbs...
View ArticlePersonal Finance (Not Investing) • HOA records and county records say...
Hi everyone. I live in Chicago and recently bought a condo in a 15-unit complex. According to the HOA records, I own 6.64% of the condo. My HOA dues are 6.64% of the total dues revenue collected by...
View ArticleInvesting - Theory, News & General • Ellis Island vs. Southern Border,...
Total Stock Market IndexStatistics: Posted by jebmke — Sat Jul 27, 2024 9:08 am — Replies 2 — Views 31
View ArticlePersonal Finance (Not Investing) • Bank of America Premium Rewards Elite?...
When you redeem for airfare you get a 20% boost through the PRE travel portal. So 2.625% x 1.2=3.15%It’s actually 2.625% / 0.8 = 3.28%, because you get a 20% discount on the airfare to use points, not...
View ArticleUS Chapters • Diehards.org Birthday
I didn't discover it until just before they created the independent Bogleheads.org forum; at that time, the landing page had parallel columns tracking both Diehards.org and Bogleheads.org on the same...
View ArticlePersonal Finance (Not Investing) • The Final, Definitive Thread on Bank Bonuses
I just completed 2x$900 (one for me and my spouse). They paid the $300 nearly right away and paid the remaining $600 right around day 90.Currently midway through Wells Fargo (2x$325), Capital One...
View ArticlePersonal Investments • Turning 55 and need a Portfolio checkup
I think you are an excellent candidate to play around with Monte Carlo simulations. That could show the dispersion of possible outcomes as well as percentages of having certain amounts of money....
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
I have just recently started getting into the world of brokerage account bonuses. It appears Webull is just renewing their current 2% deal every month. Is there anything stopping me from investing my...
View ArticleInvesting - Theory, News & General • More income from bond fund when...
I still can not figure out when I read that even though your NAV of your bond fund drops when rates rise, I hear that "don't worry because you will be making more income". But my mathematically...
View ArticlePersonal Investments • Should I sell bond fund shares I bought at 2021...
…so my plan is to move most of my fixed income to money markets about two years prior to retirement (which is estimated to be 2 years from now).And if interest rates drop and MM’s are back to earning...
View ArticlePersonal Consumer Issues • From "vanilla" AMEX Platinum to Schwab...
A good question. I do not know. I currently have the Schwab AmEx Platinum card, but have seen the vanilla card in the past without NLL. One can probably search the miles and points blogs and find an...
View ArticlePersonal Investments • Should we stay with total bond fund (BND) or move to...
[Moved into a new thread from: The Three-Fund Portfolio --admin LadyGeek]What are people’s thoughts on total bond funds (BND) vs. TIPS (VAIPX)? My wife and I only use BND currently, but have both...
View ArticlePersonal Consumer Issues • Sit / Stand desks worth it? Do you still use yours?
Depending how far you want to take this, maybe look at retrofitting a sturdy keyboard/mouse drawer to get those at more optimal lower height? Emphasis on sturdy not cheap and flimsy. If maintaining...
View ArticlePersonal Consumer Issues • how much did it cost you to install a level 2...
HCOL area, did it myself, 3/4" conduit, 50 Amp outlet and breaker. Ran about 40' of conduit to common wall with attached garage. Probably $250-$350 for materials at Home Depot. #8 copper wire is...
View ArticleInvesting - Theory, News & General • Vanguard Customer Service Mega-thread
But what you were expecting was not a requirement of this thread, hence not only it's not a waste of time, the post was fully in alignment with the purpose of the thread.yes, I agree. The bulk of the...
View ArticleInvesting - Theory, News & General • Vanguard Outlook: US Bonds > US...
WHat are they asssuming for the annual inflation rate in these returns?Statistics: Posted by Thomas93 — Sun Jul 28, 2024 9:17 am — Replies 28 — Views 2262
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Personal Investments • Need Bonds???...but Which ones?
Don't confuse "bonds" with fixed income. There are other fixed income investments that don't have the same risk as bonds.I have a classical 3 year Zero Coupon Treasury Note, and I can see its net...
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