Individual US treasuries is a great option. If you hold them to maturity, you will be guaranteed with no loss of value and promised return. As opposed to BND which can be volatile and you have no control or option to hold it to maturity to avoid capital loss.[Moved into a new thread from: The Three-Fund Portfolio --admin LadyGeek]
What are people’s thoughts on total bond funds (BND) vs. TIPS (VAIPX)? My wife and I only use BND currently, but have both options available in our tax deferred accounts. I’m struggling if we should stick with BND only, migrate to all TIPS, or if we should also do a combination of both bond funds. We also have Dodge and Cox available but the ER is 0.41 which seems too high. Bond funds for some reason are confusing to us. Would it be better to buy individual bonds in taxable? I know tax deferred is preferred but individual bonds aren’t available in tax deferred. We only have bond funds available in tax deferred.
Statistics: Posted by MRusso — Sun Jul 28, 2024 9:16 am — Replies 45 — Views 3528