Personal Investments • I'm still a little troubled by the I bond feature of...
It is very unlikely that the money in the 529 will be used for education purposes in my lifetime, possibly my yet unborn great grandchildren. It is far more likely to be used to provide me with income...
View ArticleNon-US Investing • Offshore account in Jersey
You don't have to file anything in Jersey just by having a bank account there.Statistics: Posted by shcnno — Mon Jul 29, 2024 9:48 am — Replies 1 — Views 1344
View ArticlePersonal Finance (Not Investing) • Kids' IRS Form 8606 - Done Correctly?
While the CPA is probably personally capable of correctly filing your return, when they hire a "trainee" or any new employee, any competent accountant will have all data input checked by reliable...
View ArticlePersonal Finance (Not Investing) • How long for funds to clear back into my...
Don’t know what push or pull means. Sorry.Sold money market and have a direct link to my BofA account for purchases of equities every week.The value of the money market fund was reduced by the amount...
View ArticlePersonal Investments • Should I stop investing in assets yielding Interest...
I *think* I should stop investing in things like CDs, T-Bills, MMAs, etc. which all hit line 2b on a 1040. Ok, so if I do that, what do I do with the money? Just let it sit there and do .........
View ArticlePersonal Investments • AA in retirement
DW and I are in our early 70's and are approximately 50/50 equities to fixed income. At this point we rarely if ever rebalance, we just selectively withdraw from whatever segment of our portfolio has...
View ArticlePersonal Finance (Not Investing) • Tree Fell on my property
That was kind of you to clean up the first fallen tree in his yard, but he was under no obligation to reciprocate. Doesn't make him a bad neighbor, but some people might think that throwing broken...
View ArticlePersonal Investments • Portfolio Review - Investor with High Anxiety
D) When you have at least 1 to 2 years of expense in cash, that will lower your anxiety.OP has a lot more than 1 to 2 years expense in cash ..Joint Taxable at Chase Bank10.9865% Chase CD (4.75% APY,...
View ArticlePersonal Investments • Vanguard - Transition Joint Living Trust to Brokerage...
Hard to understand why they cant use same docs you submitted when opening the original fund accts.When I asked them that, they said they now need more info than years before (back when our mutual fund...
View ArticlePersonal Consumer Issues • Body-work for Dent in New-ish Car
They have to look for underlying damage as the A-pillar provides a major part of the overall bodyshell safety system. Many vehicles have been totaled for what seemingly appears to be a minor event....
View ArticlePersonal Finance (Not Investing) • Estimate TIPS taxation
Make a rough estimate of what the Reference CPI for TIPS will be on 10/15/2024 (the next interest date) and on 01/01/2025.This is the correct method.The values I am using result in the next interest...
View ArticlePersonal Consumer Issues • Buying used car: mileage?
My preference was for US-made cars (which depreciate pretty rapidly) with 45-55K miles. That usually made them about 4-5 years old.Aren't you concerned about the quality? More headaches to be...
View ArticlePersonal Finance (Not Investing) • On-Line Provider for Simple Last Will
I admit I am surprised at this.https://www.willmaker.com/support/willmaker-faqs.htmlCan I use WillMaker if I live in Louisiana?No. Unlike the other states' laws, Louisiana law is derived from the...
View ArticlePersonal Investments • Managing short term debt and portfolio building for...
Did you look at treasury auctions? An auction for 26-week bills should be opening tomorrow, 8/1/24, and closing Monday, 8/5/24. If you don't see it yet, odds are that's because it will only be...
View ArticleUS Chapters • Detroit Area Bogleheads - Master Thread
In-Person Meet-Up: Sat., August 17 - Milford Public LibraryTopic #1: Protecting Your Assets with Insurance, Presented by Nicholas Jordan, CISR Elite-Protecting your greatest asset, your home-Auto...
View ArticlePersonal Consumer Issues • how much did it cost you to install a level 2...
Emporia charger purchase: $380Installation next to an existing 220V, 30 Amp panel in my garage: $100 (by my neighbor who is an electrician and did it as a favor)Total: $480Statistics: Posted by...
View ArticlePersonal Investments • Why Not Put RMD Directly into Roth, and Withdraw as...
As all above indicate, you can't convert RMDs into a Roth. What you CAN do is to take your RMD and THEN do a Roth conversion. This will reduce the size of your pre-tax account so that in the upcoming...
View ArticlePersonal Consumer Issues • Recommendations for cheap beater truck
Ford or Chevy from Facebook marketplace. We buy one a year for our farm. If it needs to pass inspection it will be hard to find one for that price. Same goes for if you need 4wdStatistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Creeping of Social Security Taxation
I'm always amazed by people who are so opposed to paying taxes (which fund services they use) that they're rather "pay" a 100% virtual tax by not having the income at all. It's a short-sighted...
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Personal Consumer Issues • Thunderbird Update Problem
I do not know. What does authentication do?Verifies your identity so someone can’t hack your email.Eudora...a name I have not heard in a long time. Probably stopped using it about 2007 (but I did like...
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