Your entire post, including your workflow example, is spot-on. Well said!...inputing the current balance is not only trivially simple but is the only way it will be accurate.
The Planner does an amazing job of wrapping up an incredibly powerful LCM tool with a very easy to use UI with awesome responsively-designed output.
...identify your user. Right now, that user is pretty financially sophisticated (i.e., they are mostly Bogleheads, they know/learned enough about the LCM to both find the Planner and take the plunge to actually use it, etc.). This kind of user is going to have their actual account balance handy AND will want to use the actual balance rather than rely on a sub-optimal projection.
Keep up the amazing work on this valuable tool!
Statistics: Posted by skipper — Thu Mar 14, 2024 8:05 am — Replies 675 — Views 163236