Personal Consumer Issues • Furniture prices... is this normal?
Recline features built into sectionals probably add a lot of cost, we got them in our recent sectional purchase. At first I thought it was a gimmick and didn't think we would ever use them, and for...
View ArticlePersonal Consumer Issues • Are white, red, blue and other bright colors safer...
It is well established by many scientific studies on the matter that WHITE is the safest color and is involved in 12% fewer crashes as a result of its higher visibility.However, before you rush to...
View ArticlePersonal Finance (Not Investing) • Pay Down HOA Loan or Invest?
What does "HHI" mean? Why are you on the hook for a Homeowners Association loan? Are you the HOA's treasurer?This was a high special assessment in VHCOL area. HHI = household incomeCurious as to what...
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Personal Investments • 80 year old mother's retirement accounts
And would I invest 80% in a bond index fund and 20% in total stock market? Should some of it go to an annuity?Absolutely not, to the bolded portion. Are you / is your 80 year old Mom willing to take...
View ArticlePersonal Finance (Not Investing) • One spouse retiring earlier than the other?
The perceived joys of retirement are way different than reality.I have friends who are retired, all at different ages, but the vast majority of them (the health ones) hate retirement after about a...
View ArticlePersonal Finance (Not Investing) • Mental health or Money: navigating the OMY...
In my case I checked out leaving more on the table 10+ years ago. Would absolutely do it again. YMMV.Statistics: Posted by J295 — Wed Mar 13, 2024 7:41 am — Replies 31 — Views 2120
View ArticleInvesting - Theory, News & General • Is Raymond James beating the SP500?...
Even if that's true, no one knows what his performance will be next year, or the following year. The only thing we do know is the high fees he will be charged regardless of performanceStatistics:...
View ArticlePersonal Consumer Issues • Electric wiring along/through basement floor slab?
Check out cable ramps at one of the big box stores, Grainger or McMaster.Statistics: Posted by bradinsky — Wed Mar 13, 2024 7:41 am — Replies 22 — Views 1336
View ArticlePersonal Investments • Vanguard or Fidelity
VG's user interface is miserable compared to Fidelity, which is hands down technically superior (functionality/features/performance) to VG. Just curious: can you give specific examples of functions,...
View ArticlePersonal Investments • Managed Account Performance over last 5 years
Also if a managed account is just going to mostly throw you into index funds, why bother? You can do that yourself and save the mgt cost.Many investors can't do this. They hop into things after...
View ArticlePersonal Finance (Not Investing) • Paying cash for a house?
This is getting all kinds of mixed up. In the end we have:$1.5M in retirement savings$400k cash savings$100k emergency fund$500k home equityComparing two scenarios:1. Buy home for cash, have no...
View ArticlePersonal Finance (Not Investing) • Preparing for Marriage
My quickest and best advice is to treat all money as one pool. Get out of the idea of thinking of “your money vs my money.” Then work everything out through discussion and agreement. It’ll make your...
View ArticlePersonal Finance (Not Investing) • Does VG Cash Plus have bill pay services?
1. No, it's really just a high yield savings account and does not have bill pay functionality2. Yes you can push to your external bank. It generally takes a day or two in my experience. 3. The biggest...
View ArticlePersonal Investments • Fidelity Portfolio Manager Tools
Check out their Planning and guidance tool. (Requires a Fidelity logon)https://myguidance.fidelity.com/ftgw/pn ... retirementStatistics: Posted by Wiggums — Thu Mar 14, 2024 8:04 am — Replies 7 —...
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Investing - Theory, News & General • Total Portfolio Allocation and...
...inputing the current balance is not only trivially simple but is the only way it will be accurate.The Planner does an amazing job of wrapping up an incredibly powerful LCM tool with a very easy to...
View ArticleInvesting - Theory, News & General • Where does your inspiration come from?
The Intelligent InvestorStatistics: Posted by chinchin — Thu Mar 14, 2024 8:05 am — Replies 16 — Views 1277
View ArticlePersonal Investments • My Portfolio and where to focus next
As someone with close age and comparable salary, i'm curious why you contribute to Roth 401k instead of traditional.When i started my first job, my dad recommended it for me ( he is deceased now ) as...
View ArticlePersonal Finance (Not Investing) • How Much Cash Do You Keep In Your Home?
We just stockpile a month's food at any time.Statistics: Posted by watchnerd — Thu Mar 14, 2024 8:07 am — Replies 183 — Views 12201
View ArticlePersonal Finance (Not Investing) • Medicare and SS payment timing
The Medicare premium deducted from SS earned in April and paid in May pays your May Medicare premium.Thanks for that information. I will look on April 20 to see if they deducted May premium. This is...
View ArticlePersonal Finance (Not Investing) • Divorce and co mingling asset question
Consider acquiescing and split the inheritance 50/50. Litigation stress is a real thing and can really affect your health. This is coming from my 20 plus years as a lawyer. I used to do some divorce...
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