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Personal Investments • Vanguard Wellington Admiral Shares?

Over the past 22 years the return (mean and variability) of VWENX has been essentially the same as (slightly better than) 65/35 total stock/total bond. Max drawdowns have been virtually identical in...

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Personal Finance (Not Investing) • Quick way to efile an extension?

TurboTax extension filing was rather smooth for me.Nice. How much did it cost?FreeTT does it free. You can also just go on irs.gov and make an extension payment of $1You mean at directpay? I tried...

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Personal Investments • Using Treasury Direct

I now have $0 in Treasury Direct since I redeemed my I-Bonds and converted them to treasuries @ Fidelity. Would it be prudent to close my Treasury Direct account? I don't want to forget about it. Have...

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Personal Finance (Not Investing) • Have any of you Frugal Zebras Changed Your...

While for me that is exactly the kind of comfort and convenience that I’m willing to pay for (and have).Especially since you are talking about a difference that is less than 1% of our liquid...

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Investing - Theory, News & General • Embracing Principles Amidst Bitcoin...

For every "success story" of someone who invested in Nvidia, there are countless "failure stories" of people who invested in other companies that seemed to have just as much potential and amounted to...

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Personal Finance (Not Investing) • Taxes & Social Security calculation

For the record, discussions of dishonest behavior or bypassing the law is totally unacceptable. Taxes are based on US law. Intentionally filing a tax return that does not match your actual income...

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Personal Consumer Issues • Mouse nest in engine compartment after recent service

I have parked my 2022 SUV in the same uncovered outdoor parking spot since I purchased it in 2021. Never had issues and have had clean inspections when getting routine maintenance done at the dealer,...

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Personal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...

Here is my timeline.Do you think my credit cards will start at the Platinum Honors rewards level immediately or will I have to wait 30 days?March 4 – Open BOFA Checking and ME CMA. Issued asset...

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Investing - Theory, News & General • SPIVA 2023

The latest Morningstar Active/Passive Barometer report is now out too. Slightly different methodology, but the same conclusion as SPIVA.https://www.morningstar.com/etfs/active ......

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Personal Consumer Issues • Bedroom air circulation - jumper duct?

I just finished a jumper duct with an in-line duct fan to address CO2 buildup in primary bedroom without a return vent. It did have a wide under door cutout, but that didn’t help much. See results...

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Personal Finance (Not Investing) • Question regarding taxes and foreign...

Hi, I am using Turbotax and I am filling out the forms.At the current stage without entering my foreign earned income, I own 20,000 in taxes according to TT.But then I entered my foreign earned income...

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Personal Consumer Issues • 3-Way (3-pole?) Dimmer Switch Install

Just had same switch installed in a gang box with no problems.Lutron Ariadni/Toggler LED+ Dimmer | 150-Watt, Single-Pole/3-Way | AYCL-153P-WH | WhiteOP here. Lutron switch arrived from Amazon...

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Personal Investments • Financial Advisor says my portfolio is akin to a...

Wow. Looks to me like you are doing well. I am often pro Advisor here on the forum but not sure you need help managing a portfolio, I think I would get myself a good tax person, preferable a CPA or...

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Personal Consumer Issues • What Movie Have You Recently Watched?

Mary and max. Specifically because recommended here. Very good. Odd. I enjoyed it but it’s claymation and you need to be ready for an odd and intermittently sad movie. But in the end hopeful. Overall...

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Personal Finance (Not Investing) • What's your primary credit card?

Fidelity 2% cashback is my primary.Statistics: Posted by jyoung — Tue Mar 12, 2024 7:20 am — Replies 81 — Views 5072

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Personal Finance (Not Investing) • What to name a Testamentary Trust for Ally...

What should I name a Testamentary Trust for Ally Bank 40 character limit beneficiary? Ally has been no help. I have now spoken to 3 chat reps and 2 phone reps plus 2 supervisors and they have been so...

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Personal Finance (Not Investing) • Credit Score: 805 - Should I close old...

I would close them, yes. I'm more worried about having to deal with fraud than I am a credit score which I don't use anyway.Statistics: Posted by investuntilimrich — Tue Mar 12, 2024 7:22 am — Replies...

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Personal Finance (Not Investing) • How long after death to transfer assets

If you aren't the executor, what authority do you have to "push things along"?I have no idea hence asking here.They have said they would email us stuff two different times and not come through.I had...

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Investing - Theory, News & General • Reducing the impact of non-qualified...

...You’re not going to find a diversified international fund that has low dividends and 100% QD....Dimensional Fund Advisors offers some international equity ETFs with high percentage QDI. See...

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Personal Finance (Not Investing) • Healthcare expense loan

I take the interest free installment payment plans for every single amount I am allowed to with medical providers.Statistics: Posted by runner3081 — Wed Mar 13, 2024 7:34 am — Replies 1 — Views 168

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