I do agree that while savings bonds were once useful as a bridge for beneficiaries after death while more complicated assets were being sorted out, now they aren't necessarily useful for that function.I have been investing in savings bonds for over 20 years so I would say I WAS a loyalist. But the lengthy poor service with security theater of signature guaranteed forms has turned me off, not reduced rates. They have lost me as a customer. I am gradually liquidating each year (to spread the tax impact) instead of buying my annual allotment as I once did. The attitude that it is OK to wait to get your money for months, makes the rates irrelevant to me.
Statistics: Posted by tibbitts — Thu Aug 22, 2024 2:30 pm — Replies 13 — Views 1299