Personal Consumer Issues • BBQ cooking tips?
Agree on the gas Weber.If you ever want to get obsessed about it, The Franklin Barbeque Collection and Franklin Smoke are good starter books.Statistics: Posted by Kagord — Thu Aug 22, 2024 2:14 pm —...
View ArticlePersonal Investments • ETFs and cost basis method
Yeah, in my ignorance, I foolishly got locked into average cost basis with two of my mutual funds over 20 year ago. Years ago I got good advice from bogleheads to stop these from reinvesting their...
View ArticlePersonal Investments • Capital Gain/Loss Carryover Question
@Old Blue, these are losses on stocks/bonds. Thanks.Statistics: Posted by Slow016 — Thu Aug 22, 2024 2:17 pm — Replies 8 — Views 960
View ArticlePersonal Investments • Bonds in My Taxable Account
We have some similarities. I'm in the 24% marginal tax bracket, I live in PA, and my TIRA is 100% bonds. I have the bonds in my taxable account split between the PA Long-Term TE (VPALX) &...
View ArticlePersonal Consumer Issues • Recommendations for steel toe boots?
Suggestions steel toe boots for a civil engineer (transportation)?Statistics: Posted by A440 — Thu Aug 22, 2024 2:22 pm — Replies 0 — Views 24
View ArticlePersonal Consumer Issues • AT&T landline versus VOIP
So it sounds like the trends are favoring the massive efficiency gains and features of VOIP, which is causing lack of investment in making sure availability is maximized, and punishing rural areas. Am...
View ArticlePersonal Investments • Short Term vs Long Term Bond Funds
Make sure you understand what the bond fund you purchase containsIf they are 'total bond market' kind of funds, then its less important what maturity they have and rather what the underlying bonds...
View ArticlePersonal Investments • Berkshire Hathaway Cash Position effect on Personal...
Exactly - even certain index funds have a small amount of cash reserve and I can't imagine thinking of cash held there as part of any 'cash' holding on my account. It's just part of the aggregate...
View ArticlePersonal Investments • My entire portfolio - what would you change?
Roll rollover IRA's into active 401k's to enable backdoor Roth. So put the IRAs from Schwab into the active Empower 401k? Yes, assuming the 401k has decent investment optionsEven out the 529's. The...
View ArticlePersonal Finance (Not Investing) • TreasuryDirect assets and Estate Planning
I have been investing in savings bonds for over 20 years so I would say I WAS a loyalist. But the lengthy poor service with security theater of signature guaranteed forms has turned me off, not...
View ArticlePersonal Finance (Not Investing) • Selling Home -> Power of Attorney
We did this. House was on the market while we were on vacation in Mexico. It was a limited power of attorney that allowed that person to sign the offer and any other contracts related to the sale, no...
View ArticleInvesting - Theory, News & General • Replacing Bonds with T-Bills in a...
When the bond market meltdown happened a couple years ago I swapped out our BND holdings in multiple accounts and replaced them with ladders of 12 month t-bills with automatic reinvestment. I keep an...
View ArticlePersonal Finance (Not Investing) • Son died with Roth IRA and Roth 401k
Sorry for your loss. I'd speculate that these are small accounts, therefore I wouldn't want to keep them around for decades.Statistics: Posted by popoki — Fri Aug 23, 2024 2:26 pm — Replies 1 — Views...
View ArticlePersonal Investments • Bonds in taxable are bad? Bonds in tax-advantaged are...
The consensus advice is generally, as you say, to put fast-growing investment, not bonds, in Roth. I think “bonds in tax advantaged” means “bonds in tax deferred.”Agree.I had bonds only in...
View ArticleUS Chapters • Post your Financial Milestone Announcements Here
19 years old. Hit 250k in my brokerage today! I don't want to tell my friends in college, so I figured I could celebrate here. Taxable: $242k (mostly income from company I started, some inheritance...
View ArticlePersonal Consumer Issues • Storing Car for 1 Month: is it best to leave gas...
Don't worry about the gas, worry about the battery. No need for gas stabilizer for just one month idle period.This. Get/hook up a plug-in or solar battery tender / trickle charger.Statistics: Posted...
View ArticlePersonal Consumer Issues • Apple ecosystem and security
We are an all Apple household for personal devices which works well from a security + ease of use stand point. The system comes with anti-malware which you will probably never see because it runs in...
View ArticlePersonal Finance (Not Investing) • Beware arbitration clauses in real-estate...
What is with all the foul language?--Randy Bo Bandy"Colorful metaphors" - SpockStatistics: Posted by SmileyFace — Fri Aug 23, 2024 2:32 pm — Replies 10 — Views 919
View ArticlePersonal Finance (Not Investing) • Help me with my Roth conversion calculations
OP, you mention completing a sale of a rental netting $300k last week after taxes. Depending on your total income, some or all of this might be taxed at 0, 15 or 20% and will definitely count towards...
View ArticleInvesting - Theory, News & General • Why all the IRMAA angst? [IRMAA:...
I’m sure a few people have angst as you so put it, but in general what I see is thinking like the one you just agreed to above. No angst, just due diligence. If you see multiple comments from...
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