Thanks. That's kind of what I suspected but wasn't sure (rolling ladder versus something like BND)
If you are spending the dividends from the bond fund, then it doesn’t matter whether they are earned in a taxable account or withdrawn from a tIRA. The tax is the same.
There’s a recent thread that shows that a rolling bond ladder and a similar bond fund give about the same results. So, it’s largely a matter of personal preference.
Statistics: Posted by vaughn12 — Mon Sep 16, 2024 7:29 pm — Replies 5 — Views 322