We invested way too conservatively—in light of the going-on-30-year “Fed Put” we should have had a far higher stock allocation.For those of you who had a very high stock allocation throughout your investing lifetime, how happy are you now? Are you thankful that your younger self was willing to go for it?
Or do you wish you did it differently? Were there some sleepless nights that could have been avoided? Would you rather have had more security at times? A larger emergency fund?
Conversely, did you invest more conservatively, like 50/50 throughout, and you ended up just fine?
More specifically, does anyone wish they used different investments? Perhaps longer term bonds? Safer bonds? Value stocks? Small-cap stocks?
For the slice and dicers, I’m wondering if you wish you had kept it simple instead? Many hours spent tinkering?
Looking for some success stories, or if there is advice for future generations. Thanks!
However, we still have plenty of money. You can make a lot of mistakes and still come out ok—as long as the mistakes are the kind that just make less money than the optimal choice—vs. the “portfolio wipeout” type of mistake.
Statistics: Posted by smectym — Mon Oct 07, 2024 8:17 pm — Replies 59 — Views 3671