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Personal Investments • Breaking up with advisor - Next steps
Hi, Thinking of parting ways with my financial advisor. 1% + fees for 3 years now; fees are nagging away at me Some questions:1. They're holding 15+ separate mutual funds/ETFs in their brokerage. At...
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Personal Consumer Issues • New car dealers still adding premiums to price?
What I have noticed at some places lately is MSRP, but with a lot of overpriced, dealer-added junk. I just saw this on a RAV4 Hybrid at a Seattle-area Toyota dealership, for example. I won’t be doing...
View ArticlePersonal Finance (Not Investing) • How Much House Can a Couple Afford Based...
You should not buy the house. It limits your financial flexibility.KlangFoolThank you for insight. How much house can I afford then? Does waiting 5 years makes sense and in that case what would be the...
View ArticlePersonal Investments • In Retirement - Bucket Strategy vs. Overall 60/40...
[...] Thoughts?No special thoughts. You do you.Statistics: Posted by livesoft — Mon Oct 07, 2024 8:16 pm — Replies 29 — Views 5667
View ArticleInvesting - Theory, News & General • Looking back at your asset...
For those of you who had a very high stock allocation throughout your investing lifetime, how happy are you now? Are you thankful that your younger self was willing to go for it?Or do you wish you did...
View ArticlePersonal Consumer Issues • Getting Euros
Yup, any ATM will do - I carry two separate debit cards since sometimes one won't be functional for some reason or other (inept security stuff), even if you've told your bank you'll be...
View ArticlePersonal Consumer Issues • Best Ways to extend Life of Car
Try 303 Aerospace Protectant for hoses and other rubber, vinyl and plastic partsStatistics: Posted by btraven — Mon Oct 07, 2024 8:24 pm — Replies 120 — Views 9719
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
FINALLY, Ascensus today has a NEW FORM that is much better.Great news; thanks for sharing, newbiefinance101!It looks like this form fulfills what we have been asking for.Thanks again to everyone for...
View ArticlePersonal Finance (Not Investing) • Benefit for me to switch to Vanguard from...
How are transfer times to an external bank and hold times for funds pulled to vanguard? Does it let you trade immediately?Statistics: Posted by MtnTravel — Mon Oct 07, 2024 8:30 pm — Replies 4 — Views...
View ArticlePersonal Consumer Issues • Do you have a lawyer (and should I/everyone)?
It’s not a terrible idea to have an attorney look over anything significant you are asked to sign, or to negotiate major life events like home purchases, prenups, new jobs, severance, what have you....
View ArticlePersonal Finance (Not Investing) • Fidelity NetBenefits account hacking
How would some random fraudster know you have a netsbenefit account? Would he/she have to make a lot of calls to Fidelity to find one?Statistics: Posted by hlfo718 — Mon Oct 07, 2024 8:33 pm — Replies...
View ArticleUS Chapters • [Dr. Seuss describes the Bogleheads via ChatGPT]
Describe the Bogleheads in the style of a "Dick and Jane" learn to read bookSee Dick.See Dick invest.Dick buys an index fund.It is simple.It is smart.See Jane.Jane likes to save money.Jane does not...
View ArticlePersonal Consumer Issues • Runners: hydration vests - how to determine proper...
I am evaluating hydration vests for when I run and recently purchased a couple online to try them out at home. They are both fully-refundable prior to actual use. I have never used a hydration vest...
View ArticlePersonal Investments • Retire with Less Than $1 million?
I thought it would be interesting to revive this thread from 2019- 2021 to see if anyone recently has retired or will be retiring with less than one million in savings. I loved reading through this...
View ArticlePersonal Finance (Not Investing) • Executor/Executrix Fee for Settling Estate?
Can an executor both get reimbursed for administrative expenses and also inherit the unused deductions in the final estate income tax return on a form K-1? His/her administrative expenses will be part...
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Personal Finance (Not Investing) • Growing family vs. Starter home - What...
Here is my experience with a similar situation:We bought our "starter home" 40 years ago. We loved the house, neighborhood and location. 35 years ago, we had 2 children.Over the years, we could never...
View ArticlePersonal Consumer Issues • Fortifying House Ideas
Fence with razor wire on top. Trebuchets auto-launching grenades with motion detection. Tower with armed security and a .44 caliber machine gun patrolling 24/7.I have never heard of a .44 cal Machine...
View ArticlePersonal Consumer Issues • Seeking Post Hurricane Milton Advice......What...
What is your elevation? Age and specs of house?Honestly if you avoid water and tree fall, the damage might be not much. Expect no power so getting there two days later fridge and freezer no good if...
View ArticleForum Issues and Administration • Long quotes?
Would it make sense to have a rule or guideline/suggestion against quoting massive posts, especially if they include a lot of history not needed for the response or include pictures or if the response...
View ArticleInvesting - Theory, News & General • Does anyone believe that TIPS are...
B) In a normal inflation environment, my personal inflation is not correlated with the official inflation.How can you possibly have no correlation if things like insurance, services, energy bills,...
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