Investing - Theory, News & General • Now that long TIPS yields have...
If inflation were to become incredibly high, uncertainty could drive real yields in either direction and daily swings would be incredibly volatile. However, I don't believe the Treasury would be...
View ArticleInvesting - Theory, News & General • Comparing T-Bills to Ultra Short...
Are there any funds which are treasuries, duration somewhere in 3-12 months?I've been eyeing XHLF and XONE (BondBloxx Bloomberg Six Month/One Year Target Duration US Treasury ETF) with 0.03%...
View ArticlePersonal Consumer Issues • Solar powered generator info
My girlfriend's father asked me if I could research solar powered generators. I know zero about any part of this topic. I said I could ask on the forum here. Here is what he sent me. Id appreciate any...
View ArticleInvesting - Theory, News & General • Double.finance - Direct indexing...
You have your standard S&P 500, S&P 100, mid cap, DJIA, and Equal Weight S&P 500 strategies. You can have it auto-rebalance, for free, the Hedgefundie strategy...
View ArticleInvesting - Theory, News & General • Can someone explain what happened...
So maybe somebody bought some shares for $90 but that doesn’t mean there are enough of them for me.Statistics: Posted by firebirdparts — Tue Oct 08, 2024 8:55 pm — Replies 9 — Views 656
View ArticlePersonal Finance (Not Investing) • Fiduciary Obligation how does that work?
...I wonder if this happens less when you are using a service like Vanguard PAS because the advisor isn't technicallyi the boss.If you have an institutional/corporate trustee or fiduciary, like...
View ArticlePersonal Consumer Issues • Computer Science curriculum for 5th grader
Speaking as the somewhat cranky owner of a 40-year-old M.S. in C.S., I like the approach of focusing on algorithms and data structures. Any "coding" skills your students may learn at this point will...
View ArticlePersonal Consumer Issues • Good idea to stay in Puerto Morelos, Mexico?
Thanks all! How is the seaweed situation generally in December?Statistics: Posted by andyandyandy — Wed Oct 09, 2024 8:43 pm — Replies 8 — Views 592
View ArticleInvesting - Theory, News & General • Why hold nominal bonds at all? Why...
This forum has many great threads around bonds. As I’ve read more about nominal bonds verses TIPS, I am struggling to find a compelling reason to hold nominal bonds at all, other than they “might”...
View ArticlePersonal Finance (Not Investing) • Eligible for Backdoor Roth?
Hi BHs,Since I've found Bogelheads, I've made some changes and continue to learn sound financial advice and tax advantage.Situation:This calendar year, I transferred my Roth IRA, Trad IRA, and Taxable...
View ArticlePersonal Consumer Issues • 24" LED TV With Excellent Picture Quality
27" isn't a TV, it's a computer monitor. Yes, that's an exaggeration, but it's also the appropriate size for watching television from a distance of 3-4 feet.https://www.rtings.com/tv/reviews/by-si ......
View ArticlePersonal Finance (Not Investing) • Reasonable Wedding Budget
Our advice, elope.We had our wedding in France, in Mr. R's sister's backyard, 26 people and 1 wedding crasher[1], and everything came out to under 10k.While there was still some stress (Mrs. R's...
View ArticlePersonal Investments • Which is a Better Long-Term Choice: I Bonds or EE Bonds?
EE bonds are useful for high earners who need more tax deferred space. They generate 2.7% annually (tax deferred) if you sell before 20 years. If you hold for 20 years, then you get 3.5% annually (tax...
View ArticleInvesting - Theory, News & General • I Bond predicted real rate for November
TIPSwatch has a prediction of 1.2%https://tipswatch.com/2024/10/07/foreca ... d-be-1-20/any other guesses?I guess if the prediction is accurate it would be better to buy now than wait for the new rate...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
Tradeup has a 90 day forfeiture clause, which requires not transferring out until 90 days have passed from the (last?) bonus payment. If you ACATS in now, the soonest quarter end after the initial 90...
View ArticlePersonal Investments • Bond fund duration in retirement
No I didn’t say I think 2022 could happen every year. And yes, I understand that stocks are risky. My questions are clearly written out and were meant to increase my understanding of the risk in...
View ArticlePersonal Finance (Not Investing) • 2nd withdrawal from ROTH during 60 day window
Seems like OP could roll over both withdrawals, but the second would have to be included in income, which wouldn’t have the 10% penalty if it was contribution. However, it appears that the IRS is...
View ArticlePersonal Finance (Not Investing) • Cleaning up a parent's financial mess -...
3) Any idea the chances of the lender accepting a settlement for less than they're seeking if they get paid off in the near term? Maybe there's a way to settle with them now out of my own funds, and...
View ArticlePersonal Investments • Teacher 10 year check up ( NYS)
Retired California teacher here.I always advised my colleagues to learn as much as possible about the pension plan and create a spreadsheet that projects the pension annually from the earliest...
View ArticlePersonal Investments • VTSAX Load/Breakpoint Discount?(Noob Alert)
I don't get the impression that the post above yours was necessarily directed at you, or accusing you of anything. Seemed more likely to be directed at the self-described "Noob" OP as a caveat that...
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