Forum Issues and Administration • Long quotes?
Would it make sense to have a rule or guideline/suggestion against quoting massive posts, especially if they include a lot of history not needed for the response or include pictures or if the response...
View ArticlePersonal Finance (Not Investing) • Citi Credit Card website is next to...
no, hadn't noticed. what browser are you using? Have you tried a different browser?Statistics: Posted by arcticpineapplecorp. — Sat Oct 05, 2024 8:24 pm — Replies 1 — Views 27
View ArticleClik here to view.
Personal Finance (Not Investing) • Responding to credit card "update...
I don't update those requests, but when I apply for a new credit card (for the sign-up bonus), I put the number from last year's tax return (which includes my Roth conversion )Statistics: Posted by...
View ArticlePersonal Investments • Roadmap to success and being FI at an early age.
Lots of great information here.. my daughter and I sat together and read each and every post and discussed them up until about 3:00 PM this afternoon. I will get with her at some point later in the...
View ArticlePersonal Finance (Not Investing) • Sweep Fund at JP Morgan Self Directed?
I can't find any sweep options in my JP Morgan Self-Directed account. I currently have all cash in TSCZXX which has no minimum and still pays a near-the-top 4.69% (7-day yield as shown today). All...
View ArticlePersonal Finance (Not Investing) • Is there a QCD-like approach to direct...
QCDs can only be done by those with RMD requirements and donations to DAFs aren't qualified distributions for QCDs.I think RMDs now start at age 73 and QCDs can be done at 70.5.That's right, I forgot...
View ArticlePersonal Finance (Not Investing) • Not seeing the value in maxing 401k
I always max out all tax advantaged space available to me, however I do that because I don't need extra spending money, it would simply be invested into a taxable brokerage account which is less...
View ArticlePersonal Consumer Issues • Apple Intelligence IOS 18 only available on select...
the iphone link to the apple watch for emergency fall etc EMS call feature was a big thing for me. I had a bad fall awhile back and it was in back of the stables. i didn't have my iphone. if i had an...
View ArticlePersonal Investments • HYSA emergency funds vs 401k company match
... Would it be better to prioritize the company match over the HYSA? We have a wiki page for this question. See Prioritizing Investments.Regards,Yeah I read this. But this seems to be indicating to...
View ArticlePersonal Finance (Not Investing) • IRS slow this year (2024)
Aged thread, but we filed our 2023 tax return a couple weeks ago on 9/21 and our $1 refund is showing up in our checking account when I checked today. The IRS is awesomely fast!!!Statistics: Posted by...
View ArticleInvesting - Theory, News & General • Shiller PE now near 37 - 3rd highest...
Shiller PE should not be used to time the stock market...I am much more conservative today given the high Shiller PE. Aren't these two statements contradictory?No, because on short horizons PE is not...
View ArticleInvesting - Theory, News & General • For stocks, you can set it and...
So the prices of the items you purchase move totally independently of inflation in the broader economy in both magnitude and direction?Are you normal and average?I know that I am not. And, the basket...
View ArticleInvesting - Theory, News & General • What do folks like for their cash...
Extra cash goes into Fidelity® Government Money Market Fund (SPAXX) current yield is 4.6%.I use FDLXX since I'm a CA resident (relatively high state taxes). Both MMFs have about the same yield at the...
View ArticlePersonal Finance (Not Investing) • Anyone have a 2014 Toyota Camry?
is that 2014 one or 2014.5 mid-year model !?Statistics: Posted by sc9182 — Sun Oct 06, 2024 8:17 pm — Replies 3 — Views 122
View ArticlePersonal Investments • Is my financial advisor cheating me? 1% fee
VT is a great fund. Worldwide low cost equity exposure. However, understand that it is all equities so it can go up and down a lot in a short time. It is a long term > 10 year investment, not meant...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
New Merrill Edge offer, upto $1000 bonus:https://www.merrilledge.com/offers/1000offercode: 1000PRLooks like IRAs also acceptable. Usual, 90 days hold.Statistics: Posted by sc9182 — Sun Oct 06, 2024...
View ArticlePersonal Consumer Issues • what Android texting app do you use?
I also use Google Messages. Works great. The RCS support is great for iMessage like features between Android phones (and iPhones now too running the newest IOS!). Encryption will only be turned on for...
View ArticleInvesting - Theory, News & General • Best book to convince someone...
Negative sum game over long time horizon = GamblerPositive sum game over long time horizon =InvestorAha!Statistics: Posted by nyejos11 — Mon Oct 07, 2024 8:07 pm — Replies 105 — Views 247887
View ArticlePersonal Consumer Issues • Ridiculous Rent Increase. Normal?
I thought Sleepless in Seattle was a romantic comedy. This sounds more like a horror show to me. RMStatistics: Posted by Random Musings — Mon Oct 07, 2024 8:11 pm — Replies 41 — Views 4196
View ArticlePersonal Finance (Not Investing) • Refinancing because of divorce, trying to...
... I've read in other (recent) threads that there are ways to refinance at zero cost? Is that true? ...Yep, lenders that offer "zero cost" can just build the costs into a higher rate to cover it. It...
View Article