Investing - Theory, News & General • Ordinary Yet Wealthy: Becoming a...
Without reading all the above.Joined the club in 2001 I believe. The .com bust and 9/11 convinced me there had to be a better way. Serendipity put a review of Jack’s “Common Sense” in Barrons at the...
View ArticlePersonal Finance (Not Investing) • Credit card rewards vs hassle factor
Some think it's a hassle but I think it's a game worth playing. I keep track of every mile and point I've redeemed; and since 2014, I've redeemed 4,639,783 miles/points for $81,966 worth of air fares,...
View ArticlePersonal Finance (Not Investing) • How are we doing? 2nd kid on the way
Hi everyone,I don't post much but I read quite often. I started a thread about 3 years ago and received some great advice about my wife and I's financial situation. (link to previous thread if...
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Personal Investments • Teen retirement question
I am sure I will be alone in my view about this, and I am sure that my view is right.Retirement savings is important for young adult workers, but saving for the many important things in near term life...
View ArticlePersonal Investments • Bond fund fees higher in Fidelity 401(k) than Vanguard...
I have BND in my Vanguard IRA account and the Fidelity Intermediate Bond Fund in my 401(k) account. The former has an expense ratio of 0.03% and the latter 0.17%. I feel like I should not pay the...
View ArticlePersonal Finance (Not Investing) • Ideas for teenager to hold...
What's wrong with a wallet? No need to reinvent the wheel.Statistics: Posted by oldfatguy — Fri Oct 04, 2024 8:07 pm — Replies 7 — Views 169
View ArticlePersonal Consumer Issues • Disable "AI Overviews" in Google web...
I don't use Google, but have you tried the UDM14 method? That seems to be the most popular method. It's simple URL manipulation. As I understand it, you just add the string "&udm=14" to the Google...
View ArticleInvesting - Theory, News & General • Not understanding this FIRE platitude
What a remarkable insight!I feel like I need to add here some facts about human behavior. I apologize if this whole thing is TL/DR. When you feel stressed, your body will want to "do something" that...
View ArticleInvesting - Theory, News & General • Personal Investment Returns...
Thanks for the tips @scoothome! That helped a lot in speeding up the spreadsheet! A few more questions:1. When you mention adding data for September to the files, what do you mean exactly? Like do we...
View ArticlePersonal Finance (Not Investing) • Please Help Me Pick Insurance for the...
Hello all, Im under 25, I just got a job and I need to pick health insurance for the first time. Also, my parents cannot afford to put me on their plan right now. I understand this is super personal...
View ArticlePersonal Finance (Not Investing) • HSA Contribution question
You can split it however you want.The only exception is catch up contributions. Each eligible spouse must put that in their own. For example, I have always been on my spouse's HSA and it was simplest...
View ArticlePersonal Finance (Not Investing) • Retirement: what was more expensive than...
Health care for my dogs is unexpectedly expensive.As much as I worship cats I look at them as potential large expenses.So far one of the six year old sister cats has already cost a total of $2,850 for...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
For exchanges within a fund family, the sell and buy occur the same day. If you enter an exchange from one fund family to another, it’s really a sell one day and then a buy the next day. True...
View ArticlePersonal Finance (Not Investing) • How Much House Can a Couple Afford Based...
OP,Not the answer that you are looking for.The house's price should less than 2.5 times of my portfolio size. This is after paying 20% down payment with a 30 years fixed rate mortgage.This is my...
View ArticleInvesting - Theory, News & General • Is Schwab having issues in the...
Schwab Bank NA is a separate subsidy from Schwab brokerage. In theory Schwab can sell off or close down their bank at any time without impacting the brokerage. This is by design - this way neither the...
View ArticlePersonal Consumer Issues • Wired mouse
I just bought at eBay tonight 3 more of the no longer sold Logitech Trackballs (T-BB18). Bought each used for less than $25 delivered.Much prefer trackballs over mice. But don't like newer trackballs...
View ArticlePersonal Investments • Hit financial milestone. Thinking if adjusting...
When I hit a targeted milestone, I simply moved enough dollars into fixed income that should last the rest of my days.I now care a lot less what my equity holdings are doing.Statistics: Posted by...
View ArticlePersonal Investments • 529 plan investment mix
If one has enough assets to cover the cost of college without a problem, 529 becomes simply a way to increase your tax sheltered space. It is really just another Roth IRA with an expiration date.The...
View ArticlePersonal Investments • Living off your brokerage account for 5-10 years
DW are in our late 40’s. We’ve had strong earnings, and saved & invested with purpose to be financially independent by age 50. At this time, I don’t see a lot of scenarios short of global...
View ArticleInvesting - Theory, News & General • Private Equity impact on public...
I despise private equity - veritable parasites on the vast majority of companies they buy: (i) they can't make the numbers work if they use their own equity to buy companies which leads to (ii) use...
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