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Personal Investments • Return in 401k lower than market return for the same fund

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Just to illustrate what has been said above (numbers made up as an example)

Money you put in last year may have gone up 10%
Money you put in in January may have gone up 8% because it didn't have as long to grow
Money you put in in Feb may have gone up 4%
Money you put in 2 weeks ago, maybe 2%
Average those out and you made less than 10% overall.

In a declining or see-saw market this could also have left you with a higher return than the fund YTD.

Statistics: Posted by the_wiki — Thu Mar 21, 2024 10:16 am — Replies 12 — Views 667



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