Personal Finance (Not Investing) • Vanguard: "outgoing wires unavailable...
The last time I sent a wire from Vanguard I called them and they said that calling is the only way to send a wire - not online.Statistics: Posted by BolderBoy — Thu Mar 21, 2024 10:16 am — Replies 2 —...
View ArticlePersonal Investments • Return in 401k lower than market return for the same fund
Just to illustrate what has been said above (numbers made up as an example)Money you put in last year may have gone up 10%Money you put in in January may have gone up 8% because it didn't have as long...
View ArticlePersonal Investments • Exchanging Funds to Lower Tax Drag
I wonder though, if there’s a simple framework to guide one’s actions maybe at the beginning of each year (when re-balancing/withdrawing/etc). I realize the wiki’s have some of this thinking, but...
View ArticlePersonal Finance (Not Investing) • At what point did you prioritize health...
What specifically are you debating? I feel like I have both my health and money.I am curious about how other Bogleheads approach life, I suppose! I feel like way too much of my time is consumed by...
View ArticlePersonal Finance (Not Investing) • Did you use Real Estate to build wealth?
We did. We bought and rents jumped so high over the decades but we just pay RE taxes and maintenance. Without significant housing expenses or worries about rents that leaves a lot extra to save and...
View ArticlePersonal Finance (Not Investing) • How much should I leave to nieces/nephews...
Just don't do what my uncle did - which is leave all of his assets to one nephew and nothing to the many other nieces and nephews.Is your uncle particularly close to that one nephew?He's the nephew...
View ArticlePersonal Finance (Not Investing) • Please help me help my uncle
Are you sure you're working with Fidelity and this isn't some type of scam? How would Fidelity know your uncle is a relative of his deceased brother? And if this is "“for an account with no designated...
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US Chapters • Post your Financial Milestone Announcements Here
After contributing $7K to the ROTH IRA this year my wife and I have both broke $100K in those accounts. Feels good as this was the first retirement account we opened and contributed to before I even...
View ArticlePersonal Investments • How to PULL 4% during Market Downturn? Yield Shield?
You draw from bonds. And likely that you will also be selling bonds and buying stocks to rebalance your portfolio.Statistics: Posted by rkhusky — Thu Mar 21, 2024 10:21 am — Replies 9 — Views 304
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Investing - Theory, News & General • Dangers of excessive optimism?
Right. Cherry picking two year old peaks in a market that should be measured in decades. It isn't cherry picking, I was making a point that we have just now recovered from a bear market that started...
View ArticlePersonal Investments • Total US Stock Market ETF which distributes dividends...
I'm thinking about investing in a Total US Stock Market ETF. I checked VTI, ITOT, SPTM, and SCHB, but all of them distribute dividends quarterly.I wonder if there is any such ETF which distributes...
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Personal Finance (Not Investing) • Calling All Academics - What's Next
Since this is bogleheads, finance focused, and somewhat anonymous probably best to post your field, current salary, and pension (if you have one) and someone can give you advice on the financial...
View ArticleInvesting - Theory, News & General • Investment Policy Statement - BEST...
Is it acceptable to combine both an IPS and a Will into one document? Or should they remain two separate documents? I'm trying to simplify accounts, legal documents, etc.Statistics: Posted by bmstrong...
View ArticlePersonal Finance (Not Investing) • Medigap Plan G: Any Reason To Not Shop...
We started with Boomer Benefits 6 yrs ago - selected Mutual of Omaha. Premiums went up, changed on my own 2 yrs later to Aetna. - YES, you have to go thru underwriting in almost all states. (Texas...
View ArticlePersonal Investments • 12 months from retirement what do you wish you had done
Been retired a little over a month. Can’t think of anything I’d do differently, the highlights for me were:- House paid off- My paycheck went into a brokerage account, and we had a budget with...
View ArticlePersonal Consumer Issues • What Toys Have You Bought That Have Been Worth it?
5.1 Dolby Digital/Atmos surround sound.? Wouldn’t it be 5.1.2 ata minimum?Statistics: Posted by TomatoTomahto — Fri Mar 22, 2024 10:27 am — Replies 43 — Views 2339
View ArticleInvesting - Theory, News & General • Reset 4% withdrawal floor if...
I think it is the rare person that actually follows any kind of 4% (or X.YZ%) withdrawal scheme for their retirement withdrawals and spending. They might have something in the back of their mind, but...
View ArticlePersonal Finance (Not Investing) • Use of LLCs and Trusts for Primary...
Some people I know use LLCs for privacy. (Common single-member LLCs don't really provide liability protection that I know of).Some people I know use living trusts to avoid the delays, costs, and...
View ArticlePersonal Consumer Issues • Replacing 10 year old MacBook Pro: M3 MacBook Pro...
I recently made the switch back to a MacBook after spending years with Windows, and I faced a similar dilemma. Given your history and how you value longevity, going for the M3 MacBook Pro seems like a...
View ArticleNon-US Investing • Courage to Invest in Equities
Did you personally own ETFs and panic-sell them because of mid-day stock market results?Yes.Statistics: Posted by Claudia Whitten — Fri Mar 22, 2024 10:29 am — Replies 53 — Views 3416
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