The $272,736 is in a savings type account or maybe an 8 year CD ladder earning today around a safe 4%. So the opporunity cost loss is less than the 6%. Without this scheme, there would have been an annual portfolip withdrawl anyway.this analysis assumes that there is no opportunity cost associated with withdrawing $272,736 from your portfolio. Assuming a real return of 6% over 25 years, that balance would have grown to over 1.2 million! yes, if you just took the money and buried it in your backyard, the analysis makes sense. but under reasonable assumptions, taking 272,000 out of your portfolio to delay taking ss is just giving money away in the long run.
^^^^That's one of the best explanations I've seen in a long time. Simple, clear, and concise.
The VPW threads talk about these bridges and noyes the set aside is on paper.
So the simple, clear, and concise comment still holds.
Statistics: Posted by Jeepergeo — Sun Oct 20, 2024 11:03 pm — Replies 37 — Views 4752
